The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Thekma, Dist Azamgarh (Up) branch in Thekma Bazar, Thekma Dist Azamgarh (Up), Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Thekma Bazar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0468800. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Thekma, Dist Azamgarh (Up), Thekma Bazar

Here are the key points that are associated with the IFSC Code PUNB0468800 of Punjab National Bank for its branch located in Thekma Bazar, within the district of Thekma Dist Azamgarh (Up) in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0468800
Branch Thekma, Dist Azamgarh (Up)
City Thekma Bazar
District Thekma Dist Azamgarh (Up)
State Uttar Pradesh
Address Janta Inter College

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Thekma Bazar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0468800 for the Thekma, Dist Azamgarh (Up) branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0468800 is given to every bank branch, including Punjab National Bank located in Thekma, Dist Azamgarh (Up), Thekma Bazar, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Thekma Bazar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thekma Bazar and Thekma Dist Azamgarh (Up).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Thekma, Dist Azamgarh (Up) doesn't end up at another location.

Format of the IFSC Code PUNB0468800

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thekma, Dist Azamgarh (Up) in Thekma Bazar.

For example, the IFSC Code PUNB0468800 of Punjab National Bank for the Thekma, Dist Azamgarh (Up) branch has these elements, identifying the bank and the branch location in Thekma Bazar and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0468800 of Punjab National Bank for its Thekma, Dist Azamgarh (Up) branch located in Thekma Bazar, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Thekma Bazar and Thekma Dist Azamgarh (Up), print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Thekma, Dist Azamgarh (Up) or Thekma Bazar to get the exact IFSC Code PUNB0468800.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Thekma Bazar, you'll get the correct details.

How to Use IFSC Code PUNB0468800 for Online Transfers?

If you have the IFSC Code PUNB0468800 for the Thekma, Dist Azamgarh (Up) branch of Punjab National Bank in Thekma Bazar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0468800. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0468800.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Thekma, Dist Azamgarh (Up) in Thekma Bazar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Thekma, Dist Azamgarh (Up), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thekma Bazar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Thekma, Dist Azamgarh (Up), Thekma Bazar?

The IFSC Code is PUNB0468800.

Is the IFSC Code PUNB0468800 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Thekma, Dist Azamgarh (Up)?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thekma, Dist Azamgarh (Up) branch?

The address of the branch is Janta Inter College located in Thekma Bazar, Thekma Dist Azamgarh (Up), Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.