Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Ukhimath, Uttrakhand branch in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand, Rudraprayag (Uttrakhand), or Uttarakhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0748000. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Ukhimath, Uttrakhand, Thana,Uhkimath,Distt Rudraprayag, Uttrakhand
Here are the main details that are associated with the IFSC Code PUNB0748000 of Punjab National Bank for its branch located in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand, within the district of Rudraprayag (Uttrakhand) in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0748000 |
| Branch | Ukhimath, Uttrakhand |
| City | Thana,Uhkimath,Distt Rudraprayag, Uttrakhand |
| District | Rudraprayag (Uttrakhand) |
| State | Uttarakhand |
| Address | Main Market ,Nr Tehsil Off,In Front Of Police |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0748000 for the Ukhimath, Uttrakhand branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Ukhimath, Uttrakhand, Thana,Uhkimath,Distt Rudraprayag, Uttrakhand, Uttarakhand, are given a unique IFSC like PUNB0748000 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Thana,Uhkimath,Distt Rudraprayag, Uttrakhand and Rudraprayag (Uttrakhand).
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in Ukhimath, Uttrakhand goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0748000
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ukhimath, Uttrakhand in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand.
For example, the IFSC Code PUNB0748000 of Punjab National Bank for the Ukhimath, Uttrakhand branch includes these elements, identifying the bank and the branch location in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand and Uttarakhand correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0748000 of Punjab National Bank for its Ukhimath, Uttrakhand branch located in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand and Rudraprayag (Uttrakhand), print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Ukhimath, Uttrakhand or Thana,Uhkimath,Distt Rudraprayag, Uttrakhand to get the exact IFSC Code PUNB0748000.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Thana,Uhkimath,Distt Rudraprayag, Uttrakhand that will provide accurate information.
How to Use IFSC Code PUNB0748000 for Online Transfers?
Once you have the IFSC Code PUNB0748000 for the Ukhimath, Uttrakhand branch of Punjab National Bank in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0748000. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0748000.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Ukhimath, Uttrakhand in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Ukhimath, Uttrakhand, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0748000.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Main Market ,Nr Tehsil Off,In Front Of Police located in Thana,Uhkimath,Distt Rudraprayag, Uttrakhand, Rudraprayag (Uttrakhand), Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.