The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Thatyur branch in Tehri Gharwal, Thatyur, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Tehri Gharwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0922700. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Thatyur, Tehri Gharwal

The table below shows the main details of the IFSC Code PUNB0922700 for the Punjab National Bank branch in Tehri Gharwal, which falls under the Thatyur district in Uttarakhand.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0922700
Branch Thatyur
City Tehri Gharwal
District Thatyur
State Uttarakhand
Address Vill Suktiyana Thatyur Jaunpur

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Tehri Gharwal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0922700 for the Thatyur branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Thatyur, Tehri Gharwal, Uttarakhand, are allotted a unique IFSC like PUNB0922700 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tehri Gharwal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tehri Gharwal and Thatyur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Thatyur reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code PUNB0922700

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thatyur in Tehri Gharwal.

For example, the IFSC Code PUNB0922700 of Punjab National Bank for the Thatyur branch has these elements, identifying the bank and the branch location in Tehri Gharwal and Uttarakhand correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0922700 of Punjab National Bank for its Thatyur branch located in Tehri Gharwal, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Tehri Gharwal and Thatyur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Thatyur or Tehri Gharwal to get the exact IFSC Code PUNB0922700.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Tehri Gharwal, you'll get the correct details.

How to Use IFSC Code PUNB0922700 for Online Transfers?

If you have the IFSC Code PUNB0922700 for the Thatyur branch of Punjab National Bank in Tehri Gharwal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0922700. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0922700.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Thatyur in Tehri Gharwal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Thatyur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Tehri Gharwal manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Thatyur, Tehri Gharwal?

The IFSC Code is PUNB0922700.

Is the IFSC Code PUNB0922700 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Thatyur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Thatyur branch?

The address of the branch is Vill Suktiyana Thatyur Jaunpur located in Tehri Gharwal, Thatyur, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.