IFSC Code of Punjab National Bank, Dharkot, Dharkot, Uttarakhand — PUNB0875400

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Dharkot branch in Tehri Garhwal, Dharkot, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Tehri Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0875400. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Dharkot, Tehri Garhwal

The table below shows the main details of the IFSC Code PUNB0875400 for the Punjab National Bank branch in Tehri Garhwal, which falls under the Dharkot district in Uttarakhand.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Tehri Garhwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0875400 for the Dharkot branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Dharkot, Tehri Garhwal, Uttarakhand, are allotted a unique IFSC like PUNB0875400 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Tehri Garhwal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Tehri Garhwal and Dharkot.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Dharkot reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code PUNB0875400

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dharkot in Tehri Garhwal.

For example, the IFSC Code PUNB0875400 of Punjab National Bank for the Dharkot branch includes these elements, identifying the bank and the branch location in Tehri Garhwal and Uttarakhand correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0875400 of Punjab National Bank for its Dharkot branch located in Tehri Garhwal, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Tehri Garhwal and Dharkot, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Dharkot or Tehri Garhwal to get the exact IFSC Code PUNB0875400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Tehri Garhwal, you'll get the correct details.

How to Use IFSC Code PUNB0875400 for Online Transfers?

If you have the IFSC Code PUNB0875400 for the Dharkot branch of Punjab National Bank in Tehri Garhwal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0875400. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0875400.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Dharkot in Tehri Garhwal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dharkot, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Tehri Garhwal manage online transfers as well as cheque clearances with ease.