There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its C/Chest New Tehri branch in Tehri Garhwal, Tehri Garhwal, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Tehri Garhwal or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code PUNB0701000. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, C/Chest New Tehri, Tehri Garhwal
Below in the table are the key details related to IFSC Code PUNB0701000 of Punjab National Bank for its branch located in Tehri Garhwal, within the district of Tehri Garhwal in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0701000 |
| Branch | C/Chest New Tehri |
| City | Tehri Garhwal |
| District | Tehri Garhwal |
| State | Uttarakhand |
| Address | Pnb New Tehri |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Tehri Garhwal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0701000 for the C/Chest New Tehri branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in C/Chest New Tehri, Tehri Garhwal, Uttarakhand, are given a unique IFSC like PUNB0701000 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tehri Garhwal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Tehri Garhwal and Tehri Garhwal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in C/Chest New Tehri goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0701000
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as C/Chest New Tehri in Tehri Garhwal.
For example, the IFSC Code PUNB0701000 of Punjab National Bank for the C/Chest New Tehri branch includes these elements, identifying the bank and the branch location in Tehri Garhwal and Uttarakhand correctly.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0701000 of Punjab National Bank for its C/Chest New Tehri branch located in Tehri Garhwal, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Tehri Garhwal and Tehri Garhwal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for C/Chest New Tehri or Tehri Garhwal to find the exact IFSC Code PUNB0701000.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Tehri Garhwal will provide accurate information.
How to Use IFSC Code PUNB0701000 for Online Transfers?
Once you have the IFSC Code PUNB0701000 for the C/Chest New Tehri branch of Punjab National Bank in Tehri Garhwal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0701000. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0701000.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank C/Chest New Tehri in Tehri Garhwal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in C/Chest New Tehri, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tehri Garhwal manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0701000.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Pnb New Tehri located in Tehri Garhwal, Tehri Garhwal, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.