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IFSC Code of Punjab National Bank, Shahpur Jamal Ahatmali, Bijnor, Uttar Pradesh — PUNB0796600

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Shahpur Jamal Ahatmali branch in Teh Dhampur Distt Bijnao, Bijnor, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Teh Dhampur Distt Bijnao or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0796600. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Shahpur Jamal Ahatmali, Teh Dhampur Distt Bijnao

Here are the key points that are associated with the IFSC Code PUNB0796600 of Punjab National Bank for its branch located in Teh Dhampur Distt Bijnao, within the district of Bijnor in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0796600
Branch Shahpur Jamal Ahatmali
City Teh Dhampur Distt Bijnao
District Bijnor
State Uttar Pradesh
Address Shahpur Jamal Ahatmali Block Afzalgarh

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Teh Dhampur Distt Bijnao for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0796600 for the Shahpur Jamal Ahatmali branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Shahpur Jamal Ahatmali, Teh Dhampur Distt Bijnao, Uttar Pradesh, are allotted a unique IFSC like PUNB0796600 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Teh Dhampur Distt Bijnao.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Teh Dhampur Distt Bijnao and Bijnor.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Shahpur Jamal Ahatmali reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code PUNB0796600

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shahpur Jamal Ahatmali in Teh Dhampur Distt Bijnao.

For example, the IFSC Code PUNB0796600 of Punjab National Bank for the Shahpur Jamal Ahatmali branch includes these elements, identifying the bank and the branch location in Teh Dhampur Distt Bijnao and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0796600 of Punjab National Bank for its Shahpur Jamal Ahatmali branch located in Teh Dhampur Distt Bijnao, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Teh Dhampur Distt Bijnao and Bijnor, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Shahpur Jamal Ahatmali or Teh Dhampur Distt Bijnao to get the exact IFSC Code PUNB0796600.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Teh Dhampur Distt Bijnao, you'll get the correct details.

How to Use IFSC Code PUNB0796600 for Online Transfers?

Once you have the IFSC Code PUNB0796600 for the Shahpur Jamal Ahatmali branch of Punjab National Bank in Teh Dhampur Distt Bijnao, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0796600. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0796600.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Shahpur Jamal Ahatmali in Teh Dhampur Distt Bijnao, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Shahpur Jamal Ahatmali, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Teh Dhampur Distt Bijnao manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Shahpur Jamal Ahatmali, Teh Dhampur Distt Bijnao?

The IFSC Code is PUNB0796600.

Is the IFSC Code PUNB0796600 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Shahpur Jamal Ahatmali?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shahpur Jamal Ahatmali branch?

The address of the branch is Shahpur Jamal Ahatmali Block Afzalgarh located in Teh Dhampur Distt Bijnao, Bijnor, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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