The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Lahchora Kalan branch in Teh- Bayana, Distt Bharatpur, Bayana, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Teh- Bayana, Distt Bharatpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0784400. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Lahchora Kalan, Teh- Bayana, Distt Bharatpur
Here are the main details that are associated with the IFSC Code PUNB0784400 of Punjab National Bank for its branch located in Teh- Bayana, Distt Bharatpur, within the district of Bayana in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0784400 |
| Branch | Lahchora Kalan |
| City | Teh- Bayana, Distt Bharatpur |
| District | Bayana |
| State | Rajasthan |
| Address | Lahchora Kalan, Near Bus Stand |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Teh- Bayana, Distt Bharatpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0784400 for the Lahchora Kalan branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Lahchora Kalan, Teh- Bayana, Distt Bharatpur, Rajasthan, are allotted a unique IFSC like PUNB0784400 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Teh- Bayana, Distt Bharatpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Teh- Bayana, Distt Bharatpur and Bayana.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Lahchora Kalan reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code PUNB0784400
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lahchora Kalan in Teh- Bayana, Distt Bharatpur.
For example, the IFSC Code PUNB0784400 of Punjab National Bank for the Lahchora Kalan branch includes these elements, identifying the bank and the branch location in Teh- Bayana, Distt Bharatpur and Rajasthan correctly.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0784400 of Punjab National Bank for its Lahchora Kalan branch located in Teh- Bayana, Distt Bharatpur, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Teh- Bayana, Distt Bharatpur and Bayana, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Lahchora Kalan or Teh- Bayana, Distt Bharatpur to find the exact IFSC Code PUNB0784400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Teh- Bayana, Distt Bharatpur will provide accurate information.
How to Use IFSC Code PUNB0784400 for Online Transfers?
Once you have the IFSC Code PUNB0784400 for the Lahchora Kalan branch of Punjab National Bank in Teh- Bayana, Distt Bharatpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0784400. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0784400.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Lahchora Kalan in Teh- Bayana, Distt Bharatpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Lahchora Kalan, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Teh- Bayana, Distt Bharatpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0784400.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Lahchora Kalan, Near Bus Stand located in Teh- Bayana, Distt Bharatpur, Bayana, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.