Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Ssi Branch Taraori (Karnal)Har branch in Taraori (Distt Karnal)Haryana, Taraori (Distt Karnal)Haryana, or Haryana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Taraori (Distt Karnal)Haryana or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0404100. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Ssi Branch Taraori (Karnal)Har, Taraori (Distt Karnal)Haryana
Below in the table are the key details related to IFSC Code PUNB0404100 of Punjab National Bank for its branch located in Taraori (Distt Karnal)Haryana, within the district of Taraori (Distt Karnal)Haryana in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0404100 |
| Branch | Ssi Branch Taraori (Karnal)Har |
| City | Taraori (Distt Karnal)Haryana |
| District | Taraori (Distt Karnal)Haryana |
| State | Haryana |
| Address | New Grain Market |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Taraori (Distt Karnal)Haryana for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0404100 for the Ssi Branch Taraori (Karnal)Har branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Ssi Branch Taraori (Karnal)Har, Taraori (Distt Karnal)Haryana, Haryana, is provided a unique IFSC like PUNB0404100 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Taraori (Distt Karnal)Haryana.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Taraori (Distt Karnal)Haryana and Taraori (Distt Karnal)Haryana.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Ssi Branch Taraori (Karnal)Har do not get misguided to another person.
Format of the IFSC Code PUNB0404100
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ssi Branch Taraori (Karnal)Har in Taraori (Distt Karnal)Haryana.
For example, the IFSC Code PUNB0404100 of Punjab National Bank for the Ssi Branch Taraori (Karnal)Har branch has these elements, identifying the bank and the branch location in Taraori (Distt Karnal)Haryana and Haryana correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0404100 of Punjab National Bank for its Ssi Branch Taraori (Karnal)Har branch located in Taraori (Distt Karnal)Haryana, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Taraori (Distt Karnal)Haryana and Taraori (Distt Karnal)Haryana, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Ssi Branch Taraori (Karnal)Har or Taraori (Distt Karnal)Haryana to get the exact IFSC Code PUNB0404100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Taraori (Distt Karnal)Haryana, you'll get the correct details.
How to Use IFSC Code PUNB0404100 for Online Transfers?
Once you have the IFSC Code PUNB0404100 for the Ssi Branch Taraori (Karnal)Har branch of Punjab National Bank in Taraori (Distt Karnal)Haryana, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0404100. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0404100.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Ssi Branch Taraori (Karnal)Har in Taraori (Distt Karnal)Haryana, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Ssi Branch Taraori (Karnal)Har, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Taraori (Distt Karnal)Haryana to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ssi Branch Taraori (Karnal)Har Taraori (Distt Karnal)Haryana branch is PUNB0404100.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at New Grain Market.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.