The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Ahmedabad, Navrangpura branch in Swastik Society, Stadium Road, Navrangpura, Ahmedabad, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Swastik Society, Stadium Road, Navrangpura or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code PUNB0096900. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Ahmedabad, Navrangpura, Swastik Society, Stadium Road, Navrangpura
Below in the table are the key details related to IFSC Code PUNB0096900 of Punjab National Bank for its branch located in Swastik Society, Stadium Road, Navrangpura, within the district of Ahmedabad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0096900 |
| Branch | Ahmedabad, Navrangpura |
| City | Swastik Society, Stadium Road, Navrangpura |
| District | Ahmedabad |
| State | Gujarat |
| Address | 1 B, I Floor, Aarambh Complex |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Swastik Society, Stadium Road, Navrangpura for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0096900 for the Ahmedabad, Navrangpura branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Ahmedabad, Navrangpura, Swastik Society, Stadium Road, Navrangpura, Gujarat, are given a unique IFSC like PUNB0096900 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Swastik Society, Stadium Road, Navrangpura.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Swastik Society, Stadium Road, Navrangpura and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in Ahmedabad, Navrangpura goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0096900
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ahmedabad, Navrangpura in Swastik Society, Stadium Road, Navrangpura.
For example, the IFSC Code PUNB0096900 of Punjab National Bank for the Ahmedabad, Navrangpura branch includes these elements, identifying the bank and the branch location in Swastik Society, Stadium Road, Navrangpura and Gujarat accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0096900 of Punjab National Bank for its Ahmedabad, Navrangpura branch located in Swastik Society, Stadium Road, Navrangpura, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Swastik Society, Stadium Road, Navrangpura and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Ahmedabad, Navrangpura or Swastik Society, Stadium Road, Navrangpura to find the exact IFSC Code PUNB0096900.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Swastik Society, Stadium Road, Navrangpura will provide accurate information.
How to Use IFSC Code PUNB0096900 for Online Transfers?
Once you have the IFSC Code PUNB0096900 for the Ahmedabad, Navrangpura branch of Punjab National Bank in Swastik Society, Stadium Road, Navrangpura, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0096900. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0096900.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Ahmedabad, Navrangpura in Swastik Society, Stadium Road, Navrangpura, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Ahmedabad, Navrangpura, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Swastik Society, Stadium Road, Navrangpura manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ahmedabad, Navrangpura Swastik Society, Stadium Road, Navrangpura branch is PUNB0096900.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 1 B, I Floor, Aarambh Complex.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.