Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Surajgarh Dist Jhunjhunu (Raj) branch in Surajgarh Dist Jhunjhunu (Raj), Surajgarh(Raj), Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Surajgarh Dist Jhunjhunu (Raj) or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0689300. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Surajgarh Dist Jhunjhunu (Raj), Surajgarh Dist Jhunjhunu (Raj)

The table below shows the main details of the IFSC Code PUNB0689300 for the Punjab National Bank branch in Surajgarh Dist Jhunjhunu (Raj), which falls under the Surajgarh(Raj) district in Rajasthan.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0689300
Branch Surajgarh Dist Jhunjhunu (Raj)
City Surajgarh Dist Jhunjhunu (Raj)
District Surajgarh(Raj)
State Rajasthan
Address Opp. Fci Godown, Bhuhana Road

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Surajgarh Dist Jhunjhunu (Raj) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0689300 for the Surajgarh Dist Jhunjhunu (Raj) branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Surajgarh Dist Jhunjhunu (Raj), Surajgarh Dist Jhunjhunu (Raj), Rajasthan, is provided with a unique IFSC like PUNB0689300 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Surajgarh Dist Jhunjhunu (Raj).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surajgarh Dist Jhunjhunu (Raj) and Surajgarh(Raj).
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Surajgarh Dist Jhunjhunu (Raj) do not get mixed with another location.

Format of the IFSC Code PUNB0689300

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surajgarh Dist Jhunjhunu (Raj) in Surajgarh Dist Jhunjhunu (Raj).

For example, the IFSC Code PUNB0689300 of Punjab National Bank for the Surajgarh Dist Jhunjhunu (Raj) branch includes these elements, identifying the bank and the branch location in Surajgarh Dist Jhunjhunu (Raj) and Rajasthan correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0689300 of Punjab National Bank for its Surajgarh Dist Jhunjhunu (Raj) branch located in Surajgarh Dist Jhunjhunu (Raj), the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Surajgarh Dist Jhunjhunu (Raj) and Surajgarh(Raj), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Surajgarh Dist Jhunjhunu (Raj) or Surajgarh Dist Jhunjhunu (Raj) to get the exact IFSC Code PUNB0689300.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Surajgarh Dist Jhunjhunu (Raj), then it will provide you proper information.

How to Use IFSC Code PUNB0689300 for Online Transfers?

Once you have the IFSC Code PUNB0689300 for the Surajgarh Dist Jhunjhunu (Raj) branch of Punjab National Bank in Surajgarh Dist Jhunjhunu (Raj), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0689300. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0689300.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Surajgarh Dist Jhunjhunu (Raj) in Surajgarh Dist Jhunjhunu (Raj), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Surajgarh Dist Jhunjhunu (Raj), here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surajgarh Dist Jhunjhunu (Raj) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Surajgarh Dist Jhunjhunu (Raj), Surajgarh Dist Jhunjhunu (Raj)?

The IFSC Code is PUNB0689300.

Is the IFSC Code PUNB0689300 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Surajgarh Dist Jhunjhunu (Raj)?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Surajgarh Dist Jhunjhunu (Raj) branch?

The address of the branch is Opp. Fci Godown, Bhuhana Road located in Surajgarh Dist Jhunjhunu (Raj), Surajgarh(Raj), Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.