The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Supaul branch in Supaul, Supaul,Bihar, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Supaul or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0208810. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Supaul, Supaul

Here are the main details that are associated with the IFSC Code PUNB0208810 of Punjab National Bank for its branch located in Supaul, within the district of Supaul,Bihar in the state of Bihar.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0208810
Branch Supaul
City Supaul
District Supaul,Bihar
State Bihar
Address Opp-Main Post Office , Station Road , 852131

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Supaul for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0208810 for the Supaul branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Supaul, Supaul, Bihar, is provided a unique IFSC like PUNB0208810 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Supaul.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Supaul and Supaul,Bihar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Supaul do not get misguided to another person.

Format of the IFSC Code PUNB0208810

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Supaul in Supaul.

For example, the IFSC Code PUNB0208810 of Punjab National Bank for the Supaul branch has these elements, identifying the bank and the branch location in Supaul and Bihar correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0208810 of Punjab National Bank for its Supaul branch located in Supaul, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Supaul and Supaul,Bihar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Supaul or Supaul to get the exact IFSC Code PUNB0208810.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Supaul, then it will provide you proper information.

How to Use IFSC Code PUNB0208810 for Online Transfers?

Once you have the IFSC Code PUNB0208810 for the Supaul branch of Punjab National Bank in Supaul, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0208810. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0208810.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Supaul in Supaul, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Supaul, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Supaul manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Supaul, Supaul?

The IFSC Code is PUNB0208810.

Is the IFSC Code PUNB0208810 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Supaul?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Supaul branch?

The address of the branch is Opp-Main Post Office , Station Road , 852131 located in Supaul, Supaul,Bihar, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.