Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Rajgangpur, Distt. Sundergarh branch in Sundargarh, Rajgangpur Distt Sundergarh, Odisha, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Sundargarh or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code PUNB0175510. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Rajgangpur, Distt. Sundergarh, Sundargarh
The table below shows the main details of the IFSC Code PUNB0175510 for the Punjab National Bank branch in Sundargarh, which falls under the Rajgangpur Distt Sundergarh district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0175510 |
| Branch | Rajgangpur, Distt. Sundergarh |
| City | Sundargarh |
| District | Rajgangpur Distt Sundergarh |
| State | Odisha |
| Address | Rajgangpur, Liploi, Distt. Sundergarh, 770017 |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Sundargarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0175510 for the Rajgangpur, Distt. Sundergarh branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Rajgangpur, Distt. Sundergarh, Sundargarh, Odisha, is provided with a unique IFSC like PUNB0175510 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Sundargarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sundargarh and Rajgangpur Distt Sundergarh.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Rajgangpur, Distt. Sundergarh do not get mixed with another location.
Format of the IFSC Code PUNB0175510
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajgangpur, Distt. Sundergarh in Sundargarh.
For example, the IFSC Code PUNB0175510 of Punjab National Bank for the Rajgangpur, Distt. Sundergarh branch includes these elements, identifying the bank and the branch location in Sundargarh and Odisha correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0175510 of Punjab National Bank for its Rajgangpur, Distt. Sundergarh branch located in Sundargarh, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Sundargarh and Rajgangpur Distt Sundergarh, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Rajgangpur, Distt. Sundergarh or Sundargarh to get the exact IFSC Code PUNB0175510.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Sundargarh, you'll get the correct details.
How to Use IFSC Code PUNB0175510 for Online Transfers?
If you have the IFSC Code PUNB0175510 for the Rajgangpur, Distt. Sundergarh branch of Punjab National Bank in Sundargarh, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0175510. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0175510.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Rajgangpur, Distt. Sundergarh in Sundargarh, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Rajgangpur, Distt. Sundergarh, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sundargarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Rajgangpur, Distt. Sundergarh Sundargarh branch is PUNB0175510.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Rajgangpur, Liploi, Distt. Sundergarh, 770017.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.