Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Bhagalpur Bazar,Distt-Bhagalpu branch in Sujaganj, Bhagalpur, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Sujaganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0196600. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Bhagalpur Bazar,Distt-Bhagalpu, Sujaganj
The table below shows the main details of the IFSC Code PUNB0196600 for the Punjab National Bank branch in Sujaganj, which falls under the Bhagalpur district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0196600 |
| Branch | Bhagalpur Bazar,Distt-Bhagalpu |
| City | Sujaganj |
| District | Bhagalpur |
| State | Bihar |
| Address | D.N. Singh Road, |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Sujaganj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0196600 for the Bhagalpur Bazar,Distt-Bhagalpu branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Bhagalpur Bazar,Distt-Bhagalpu, Sujaganj, Bihar, are allotted a unique IFSC like PUNB0196600 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sujaganj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sujaganj and Bhagalpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Bhagalpur Bazar,Distt-Bhagalpu reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code PUNB0196600
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhagalpur Bazar,Distt-Bhagalpu in Sujaganj.
For example, the IFSC Code PUNB0196600 of Punjab National Bank for the Bhagalpur Bazar,Distt-Bhagalpu branch includes these elements, identifying the bank and the branch location in Sujaganj and Bihar correctly.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0196600 of Punjab National Bank for its Bhagalpur Bazar,Distt-Bhagalpu branch located in Sujaganj, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Sujaganj and Bhagalpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Bhagalpur Bazar,Distt-Bhagalpu or Sujaganj to find the exact IFSC Code PUNB0196600.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Sujaganj will provide accurate information.
How to Use IFSC Code PUNB0196600 for Online Transfers?
Once you have the IFSC Code PUNB0196600 for the Bhagalpur Bazar,Distt-Bhagalpu branch of Punjab National Bank in Sujaganj, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0196600. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0196600.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Bhagalpur Bazar,Distt-Bhagalpu in Sujaganj may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Bhagalpur Bazar,Distt-Bhagalpu, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sujaganj to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0196600.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is D.N. Singh Road, located in Sujaganj, Bhagalpur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.