The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Kolkata-Kasba Rashbehari Connec branch in South Twenty Four Parganas, Kolkata, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in South Twenty Four Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0124610. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Kolkata-Kasba Rashbehari Connec, South Twenty Four Parganas
Here are some of the key details that come with the IFSC Code PUNB0124610 of Punjab National Bank for its branch located in South Twenty Four Parganas, within the district of Kolkata in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0124610 |
| Branch | Kolkata-Kasba Rashbehari Connec |
| City | South Twenty Four Parganas |
| District | Kolkata |
| State | West Bengal |
| Address | Kasba Rashbehari Conne Ctor, 24 Paragana (S) 700107 |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in South Twenty Four Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0124610 for the Kolkata-Kasba Rashbehari Connec branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Kolkata-Kasba Rashbehari Connec, South Twenty Four Parganas, West Bengal, are given a unique IFSC like PUNB0124610 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in South Twenty Four Parganas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like South Twenty Four Parganas and Kolkata.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in Kolkata-Kasba Rashbehari Connec goes to the correct branch. This is important because Punjab National Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0124610
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kolkata-Kasba Rashbehari Connec in South Twenty Four Parganas.
For example, the IFSC Code PUNB0124610 of Punjab National Bank for the Kolkata-Kasba Rashbehari Connec branch includes these elements, identifying the bank and the branch location in South Twenty Four Parganas and West Bengal accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0124610 of Punjab National Bank for its Kolkata-Kasba Rashbehari Connec branch located in South Twenty Four Parganas, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in South Twenty Four Parganas and Kolkata, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Kolkata-Kasba Rashbehari Connec or South Twenty Four Parganas to get the exact IFSC Code PUNB0124610.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and South Twenty Four Parganas, then it will provide you proper information.
How to Use IFSC Code PUNB0124610 for Online Transfers?
Once you have the IFSC Code PUNB0124610 for the Kolkata-Kasba Rashbehari Connec branch of Punjab National Bank in South Twenty Four Parganas, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0124610. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0124610.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Kolkata-Kasba Rashbehari Connec in South Twenty Four Parganas, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kolkata-Kasba Rashbehari Connec, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in South Twenty Four Parganas to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0124610.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kasba Rashbehari Conne Ctor, 24 Paragana (S) 700107 located in South Twenty Four Parganas, Kolkata, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.