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IFSC Code of Punjab National Bank, Baddi Ssi Solan, Baddi, Himachal Pradesh — PUNB0066910

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Baddi Ssi Solan branch in Solan, Baddi, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Solan or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0066910. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Baddi Ssi Solan, Solan

Below in the table are the key details related to IFSC Code PUNB0066910 of Punjab National Bank for its branch located in Solan, within the district of Baddi in the state of Himachal Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0066910
Branch Baddi Ssi Solan
City Solan
District Baddi
State Himachal Pradesh
Address Sai Road Baddi 173205

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Solan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0066910 for the Baddi Ssi Solan branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Baddi Ssi Solan, Solan, Himachal Pradesh, are allotted a unique IFSC like PUNB0066910 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Solan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Solan and Baddi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Baddi Ssi Solan reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.

Format of the IFSC Code PUNB0066910

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baddi Ssi Solan in Solan.

For example, the IFSC Code PUNB0066910 of Punjab National Bank for the Baddi Ssi Solan branch includes these elements, identifying the bank and the branch location in Solan and Himachal Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0066910 of Punjab National Bank for its Baddi Ssi Solan branch located in Solan, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Solan and Baddi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Baddi Ssi Solan or Solan to find the exact IFSC Code PUNB0066910.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Solan will provide accurate information.

How to Use IFSC Code PUNB0066910 for Online Transfers?

If you have the IFSC Code PUNB0066910 for the Baddi Ssi Solan branch of Punjab National Bank in Solan, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0066910. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0066910.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Baddi Ssi Solan in Solan, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Baddi Ssi Solan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Solan to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Baddi Ssi Solan, Solan?

The IFSC Code is PUNB0066910.

Is the IFSC Code PUNB0066910 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Baddi Ssi Solan?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Baddi Ssi Solan branch?

The address of the branch is Sai Road Baddi 173205 located in Solan, Baddi, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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