IFSC Code of Punjab National Bank, Ilyangudi, Chennai Madras, Tamil Nadu — PUNB0213420

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Ilyangudi branch in Sivaganga, Chennai Madras, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Sivaganga or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code PUNB0213420. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Ilyangudi, Sivaganga

Here are the main details that are associated with the IFSC Code PUNB0213420 of Punjab National Bank for its branch located in Sivaganga, within the district of Chennai Madras in the state of Tamil Nadu.

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Sivaganga for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0213420 for the Ilyangudi branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Ilyangudi, Sivaganga, Tamil Nadu, are allotted a unique IFSC like PUNB0213420 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Sivaganga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Sivaganga and Chennai Madras.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Ilyangudi reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code PUNB0213420

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ilyangudi in Sivaganga.

For example, the IFSC Code PUNB0213420 of Punjab National Bank for the Ilyangudi branch includes these elements, identifying the bank and the branch location in Sivaganga and Tamil Nadu accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0213420 of Punjab National Bank for its Ilyangudi branch located in Sivaganga, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Sivaganga and Chennai Madras, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Ilyangudi or Sivaganga to get the exact IFSC Code PUNB0213420.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Sivaganga, you'll get the correct details.

How to Use IFSC Code PUNB0213420 for Online Transfers?

Once you have the IFSC Code PUNB0213420 for the Ilyangudi branch of Punjab National Bank in Sivaganga, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0213420. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0213420.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Ilyangudi in Sivaganga, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Ilyangudi, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sivaganga manage their online transfers and cheque clearances easily.