IFSC Code of Punjab National Bank, Siswa Bazar,Maharajganj (U.P.), Siswa Bajar (Distt-Maharajganj), Uttar Pradesh — PUNB0174800

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Siswa Bazar,Maharajganj (U.P.) branch in Siswa Bajar (Distt-Maharajganj), Siswa Bajar (Distt-Maharajganj), Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Siswa Bajar (Distt-Maharajganj) or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0174800. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Siswa Bazar,Maharajganj (U.P.), Siswa Bajar (Distt-Maharajganj)

The table below shows the main details of the IFSC Code PUNB0174800 for the Punjab National Bank branch in Siswa Bajar (Distt-Maharajganj), which falls under the Siswa Bajar (Distt-Maharajganj) district in Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Siswa Bajar (Distt-Maharajganj) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0174800 for the Siswa Bazar,Maharajganj (U.P.) branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Siswa Bazar,Maharajganj (U.P.), Siswa Bajar (Distt-Maharajganj), Uttar Pradesh, are allotted a unique IFSC like PUNB0174800 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Siswa Bajar (Distt-Maharajganj).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Siswa Bajar (Distt-Maharajganj) and Siswa Bajar (Distt-Maharajganj).
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Siswa Bazar,Maharajganj (U.P.) reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code PUNB0174800

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Siswa Bazar,Maharajganj (U.P.) in Siswa Bajar (Distt-Maharajganj).

For example, the IFSC Code PUNB0174800 of Punjab National Bank for the Siswa Bazar,Maharajganj (U.P.) branch includes these elements, identifying the bank and the branch location in Siswa Bajar (Distt-Maharajganj) and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0174800 of Punjab National Bank for its Siswa Bazar,Maharajganj (U.P.) branch located in Siswa Bajar (Distt-Maharajganj), the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Siswa Bajar (Distt-Maharajganj) and Siswa Bajar (Distt-Maharajganj), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Siswa Bazar,Maharajganj (U.P.) or Siswa Bajar (Distt-Maharajganj) to get the exact IFSC Code PUNB0174800.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Siswa Bajar (Distt-Maharajganj), then it will provide you proper information.

How to Use IFSC Code PUNB0174800 for Online Transfers?

Once you have the IFSC Code PUNB0174800 for the Siswa Bazar,Maharajganj (U.P.) branch of Punjab National Bank in Siswa Bajar (Distt-Maharajganj), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0174800. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0174800.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Siswa Bazar,Maharajganj (U.P.) in Siswa Bajar (Distt-Maharajganj), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Siswa Bazar,Maharajganj (U.P.), you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Siswa Bajar (Distt-Maharajganj) manage online transfers as well as cheque clearances with ease.