The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Sirsa ,Dabwali Road Distt. S branch in Sirsa, Sirsa, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Sirsa or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0194700. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Sirsa ,Dabwali Road Distt. S, Sirsa

The table below shows the main details of the IFSC Code PUNB0194700 for the Punjab National Bank branch in Sirsa, which falls under the Sirsa district in Haryana.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0194700
Branch Sirsa ,Dabwali Road Distt. S
City Sirsa
District Sirsa
State Haryana
Address Dabwali Road, Sirsa

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Sirsa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0194700 for the Sirsa ,Dabwali Road Distt. S branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0194700 is given to every bank branch, including Punjab National Bank located in Sirsa ,Dabwali Road Distt. S, Sirsa, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Sirsa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sirsa and Sirsa.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Sirsa ,Dabwali Road Distt. S doesn't end up at another location.

Format of the IFSC Code PUNB0194700

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sirsa ,Dabwali Road Distt. S in Sirsa.

For example, the IFSC Code PUNB0194700 of Punjab National Bank for the Sirsa ,Dabwali Road Distt. S branch includes these elements, identifying the bank and the branch location in Sirsa and Haryana accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0194700 of Punjab National Bank for its Sirsa ,Dabwali Road Distt. S branch located in Sirsa, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Sirsa and Sirsa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Sirsa ,Dabwali Road Distt. S or Sirsa to find the exact IFSC Code PUNB0194700.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Sirsa will provide accurate information.

How to Use IFSC Code PUNB0194700 for Online Transfers?

Once you have the IFSC Code PUNB0194700 for the Sirsa ,Dabwali Road Distt. S branch of Punjab National Bank in Sirsa, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0194700. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0194700.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Sirsa ,Dabwali Road Distt. S in Sirsa, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Sirsa ,Dabwali Road Distt. S, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sirsa to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Sirsa ,Dabwali Road Distt. S Sirsa?

The IFSC Code of the Sirsa ,Dabwali Road Distt. S Sirsa branch is PUNB0194700.

Is IFSC Code PUNB0194700 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Sirsa ,Dabwali Road Distt. S branch?

The branch is located at Dabwali Road, Sirsa.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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