Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Puttur branch in Sirkali Taluk, Puttur, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Sirkali Taluk or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code PUNB0283500. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Puttur, Sirkali Taluk
Here are some of the key details that come with the IFSC Code PUNB0283500 of Punjab National Bank for its branch located in Sirkali Taluk, within the district of Puttur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0283500 |
| Branch | Puttur |
| City | Sirkali Taluk |
| District | Puttur |
| State | Tamil Nadu |
| Address | 326, Mia Building, Main Roadputtur |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Sirkali Taluk for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0283500 for the Puttur branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Puttur, Sirkali Taluk, Tamil Nadu, is provided a unique IFSC like PUNB0283500 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Sirkali Taluk.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Sirkali Taluk and Puttur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Puttur do not get misguided to another person.
Format of the IFSC Code PUNB0283500
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Puttur in Sirkali Taluk.
For example, the IFSC Code PUNB0283500 of Punjab National Bank for the Puttur branch has these elements, identifying the bank and the branch location in Sirkali Taluk and Tamil Nadu correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0283500 of Punjab National Bank for its Puttur branch located in Sirkali Taluk, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Sirkali Taluk and Puttur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Puttur or Sirkali Taluk to get the exact IFSC Code PUNB0283500.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Sirkali Taluk, then it will provide you proper information.
How to Use IFSC Code PUNB0283500 for Online Transfers?
Once you have the IFSC Code PUNB0283500 for the Puttur branch of Punjab National Bank in Sirkali Taluk, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0283500. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0283500.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Puttur in Sirkali Taluk, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Puttur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sirkali Taluk manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0283500.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 326, Mia Building, Main Roadputtur located in Sirkali Taluk, Puttur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.