Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Cchest Ukhrul branch in Silchar, Guwahati, Manipur, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Silchar or anywhere in Manipur can transfer funds instantly by using the correct IFSC Code PUNB0896800. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Cchest Ukhrul, Silchar
Here are the main details that are associated with the IFSC Code PUNB0896800 of Punjab National Bank for its branch located in Silchar, within the district of Guwahati in the state of Manipur.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0896800 |
| Branch | Cchest Ukhrul |
| City | Silchar |
| District | Guwahati |
| State | Manipur |
| Address | Ukhrul View Land Ukhrul Mn Ukh 795142 |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Silchar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0896800 for the Cchest Ukhrul branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0896800 is given to every bank branch, including Punjab National Bank located in Cchest Ukhrul, Silchar, Manipur, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Silchar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Silchar and Guwahati.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Manipur and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Cchest Ukhrul doesn't end up at another location.
Format of the IFSC Code PUNB0896800
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Cchest Ukhrul in Silchar.
For example, the IFSC Code PUNB0896800 of Punjab National Bank for the Cchest Ukhrul branch has these elements, identifying the bank and the branch location in Silchar and Manipur correctly.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0896800 of Punjab National Bank for its Cchest Ukhrul branch located in Silchar, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Silchar and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Cchest Ukhrul or Silchar to find the exact IFSC Code PUNB0896800.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Silchar will provide accurate information.
How to Use IFSC Code PUNB0896800 for Online Transfers?
If you have the IFSC Code PUNB0896800 for the Cchest Ukhrul branch of Punjab National Bank in Silchar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0896800. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0896800.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Cchest Ukhrul in Silchar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Cchest Ukhrul, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Silchar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0896800.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ukhrul View Land Ukhrul Mn Ukh 795142 located in Silchar, Guwahati, Manipur.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.