For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Dadrauldistt Shahjanpur branch in Shahjahanpur, Dadraul, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Shahjahanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0033710. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Dadrauldistt Shahjanpur, Shahjahanpur

Below in the table are the key details related to IFSC Code PUNB0033710 of Punjab National Bank for its branch located in Shahjahanpur, within the district of Dadraul in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0033710
Branch Dadrauldistt Shahjanpur
City Shahjahanpur
District Dadraul
State Uttar Pradesh
Address Vill. And P.O. Dadraul Dist Shahjahanpur 242232

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Shahjahanpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0033710 for the Dadrauldistt Shahjanpur branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Dadrauldistt Shahjanpur, Shahjahanpur, Uttar Pradesh, is provided with a unique IFSC like PUNB0033710 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Shahjahanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Shahjahanpur and Dadraul.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Dadrauldistt Shahjanpur do not get mixed with another location.

Format of the IFSC Code PUNB0033710

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dadrauldistt Shahjanpur in Shahjahanpur.

For example, the IFSC Code PUNB0033710 of Punjab National Bank for the Dadrauldistt Shahjanpur branch has these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0033710 of Punjab National Bank for its Dadrauldistt Shahjanpur branch located in Shahjahanpur, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Shahjahanpur and Dadraul, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Dadrauldistt Shahjanpur or Shahjahanpur to get the exact IFSC Code PUNB0033710.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Shahjahanpur, then it will provide you proper information.

How to Use IFSC Code PUNB0033710 for Online Transfers?

Once you have the IFSC Code PUNB0033710 for the Dadrauldistt Shahjanpur branch of Punjab National Bank in Shahjahanpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0033710. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0033710.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Dadrauldistt Shahjanpur in Shahjahanpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dadrauldistt Shahjanpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Shahjahanpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Dadrauldistt Shahjanpur, Shahjahanpur?

The IFSC Code is PUNB0033710.

Is the IFSC Code PUNB0033710 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Dadrauldistt Shahjanpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dadrauldistt Shahjanpur branch?

The address of the branch is Vill. And P.O. Dadraul Dist Shahjahanpur 242232 located in Shahjahanpur, Dadraul, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.