For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Shahganj (Varanasi) branch in Shahganj Distt: Jaunpur, U.P., Shahganj, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Shahganj Distt: Jaunpur, U.P. or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0450400. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Shahganj (Varanasi), Shahganj Distt: Jaunpur, U.P.
The table below shows the main details of the IFSC Code PUNB0450400 for the Punjab National Bank branch in Shahganj Distt: Jaunpur, U.P., which falls under the Shahganj district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0450400 |
| Branch | Shahganj (Varanasi) |
| City | Shahganj Distt: Jaunpur, U.P. |
| District | Shahganj |
| State | Uttar Pradesh |
| Address | Purvi Kauria |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Shahganj Distt: Jaunpur, U.P. for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0450400 for the Shahganj (Varanasi) branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Shahganj (Varanasi), Shahganj Distt: Jaunpur, U.P., Uttar Pradesh, are given a unique IFSC like PUNB0450400 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Shahganj Distt: Jaunpur, U.P..
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Shahganj Distt: Jaunpur, U.P. and Shahganj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in Shahganj (Varanasi) goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0450400
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shahganj (Varanasi) in Shahganj Distt: Jaunpur, U.P..
For example, the IFSC Code PUNB0450400 of Punjab National Bank for the Shahganj (Varanasi) branch includes these elements, identifying the bank and the branch location in Shahganj Distt: Jaunpur, U.P. and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0450400 of Punjab National Bank for its Shahganj (Varanasi) branch located in Shahganj Distt: Jaunpur, U.P., the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Shahganj Distt: Jaunpur, U.P. and Shahganj, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Shahganj (Varanasi) or Shahganj Distt: Jaunpur, U.P. to get the exact IFSC Code PUNB0450400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Shahganj Distt: Jaunpur, U.P., you'll get the correct details.
How to Use IFSC Code PUNB0450400 for Online Transfers?
If you have the IFSC Code PUNB0450400 for the Shahganj (Varanasi) branch of Punjab National Bank in Shahganj Distt: Jaunpur, U.P., you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0450400. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0450400.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Shahganj (Varanasi) in Shahganj Distt: Jaunpur, U.P., it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Shahganj (Varanasi), you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Shahganj Distt: Jaunpur, U.P. manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Shahganj (Varanasi) Shahganj Distt: Jaunpur, U.P. branch is PUNB0450400.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Purvi Kauria.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.