The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Shadipora, Distt. Baramulla (J branch in Shadiora, Distt. Baramula, Shadiora, Distt. Baramula, Jammu And Kashmir, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Shadiora, Distt. Baramula or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code PUNB0317600. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Shadipora, Distt. Baramulla (J, Shadiora, Distt. Baramula

Here are the key points that are associated with the IFSC Code PUNB0317600 of Punjab National Bank for its branch located in Shadiora, Distt. Baramula, within the district of Shadiora, Distt. Baramula in the state of Jammu And Kashmir.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0317600
Branch Shadipora, Distt. Baramulla (J
City Shadiora, Distt. Baramula
District Shadiora, Distt. Baramula
State Jammu And Kashmir
Address Distt Baramulla

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Shadiora, Distt. Baramula for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0317600 for the Shadipora, Distt. Baramulla (J branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0317600 is given to every bank branch, including Punjab National Bank located in Shadipora, Distt. Baramulla (J, Shadiora, Distt. Baramula, Jammu And Kashmir, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Shadiora, Distt. Baramula.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Shadiora, Distt. Baramula and Shadiora, Distt. Baramula.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jammu And Kashmir and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Shadipora, Distt. Baramulla (J doesn't end up at another location.

Format of the IFSC Code PUNB0317600

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shadipora, Distt. Baramulla (J in Shadiora, Distt. Baramula.

For example, the IFSC Code PUNB0317600 of Punjab National Bank for the Shadipora, Distt. Baramulla (J branch includes these elements, identifying the bank and the branch location in Shadiora, Distt. Baramula and Jammu And Kashmir accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0317600 of Punjab National Bank for its Shadipora, Distt. Baramulla (J branch located in Shadiora, Distt. Baramula, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Shadiora, Distt. Baramula and Shadiora, Distt. Baramula, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Shadipora, Distt. Baramulla (J or Shadiora, Distt. Baramula to find the exact IFSC Code PUNB0317600.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Shadiora, Distt. Baramula will provide accurate information.

How to Use IFSC Code PUNB0317600 for Online Transfers?

Once you have the IFSC Code PUNB0317600 for the Shadipora, Distt. Baramulla (J branch of Punjab National Bank in Shadiora, Distt. Baramula, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0317600. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0317600.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Shadipora, Distt. Baramulla (J in Shadiora, Distt. Baramula, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Shadipora, Distt. Baramulla (J, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Shadiora, Distt. Baramula manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Shadipora, Distt. Baramulla (J, Shadiora, Distt. Baramula?

The IFSC Code is PUNB0317600.

Is the IFSC Code PUNB0317600 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Shadipora, Distt. Baramulla (J?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shadipora, Distt. Baramulla (J branch?

The address of the branch is Distt Baramulla located in Shadiora, Distt. Baramula, Shadiora, Distt. Baramula, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.