Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Khirni (Rajasthan) branch in Sawai Madhopur, Sawai Madhopur, or Rajasthan, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Sawai Madhopur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0773700. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Khirni (Rajasthan), Sawai Madhopur

The table below shows the main details of the IFSC Code PUNB0773700 for the Punjab National Bank branch in Sawai Madhopur, which falls under the Sawai Madhopur district in Rajasthan.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0773700
Branch Khirni (Rajasthan)
City Sawai Madhopur
District Sawai Madhopur
State Rajasthan
Address Khirni Teh Malarna Dungar Distt

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Sawai Madhopur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0773700 for the Khirni (Rajasthan) branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0773700 is given to every bank branch, including Punjab National Bank located in Khirni (Rajasthan), Sawai Madhopur, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Sawai Madhopur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sawai Madhopur and Sawai Madhopur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Khirni (Rajasthan) doesn't end up at another location.

Format of the IFSC Code PUNB0773700

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khirni (Rajasthan) in Sawai Madhopur.

For example, the IFSC Code PUNB0773700 of Punjab National Bank for the Khirni (Rajasthan) branch includes these elements, identifying the bank and the branch location in Sawai Madhopur and Rajasthan correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0773700 of Punjab National Bank for its Khirni (Rajasthan) branch located in Sawai Madhopur, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Sawai Madhopur and Sawai Madhopur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Khirni (Rajasthan) or Sawai Madhopur to find the exact IFSC Code PUNB0773700.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Sawai Madhopur will provide accurate information.

How to Use IFSC Code PUNB0773700 for Online Transfers?

Once you have the IFSC Code PUNB0773700 for the Khirni (Rajasthan) branch of Punjab National Bank in Sawai Madhopur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0773700. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0773700.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Khirni (Rajasthan) in Sawai Madhopur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Khirni (Rajasthan), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sawai Madhopur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Khirni (Rajasthan), Sawai Madhopur?

The IFSC Code is PUNB0773700.

Is the IFSC Code PUNB0773700 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Khirni (Rajasthan)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Khirni (Rajasthan) branch?

The address of the branch is Khirni Teh Malarna Dungar Distt located in Sawai Madhopur, Sawai Madhopur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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