Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Sarhali Kalan (Mohanpura) branch in Sarhali Kalan (Mohanpura), Sarhali Kalan (Mohanpura), Punjab, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Sarhali Kalan (Mohanpura) or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code PUNB0341300. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Sarhali Kalan (Mohanpura), Sarhali Kalan (Mohanpura)
The table below shows the main details of the IFSC Code PUNB0341300 for the Punjab National Bank branch in Sarhali Kalan (Mohanpura), which falls under the Sarhali Kalan (Mohanpura) district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0341300 |
| Branch | Sarhali Kalan (Mohanpura) |
| City | Sarhali Kalan (Mohanpura) |
| District | Sarhali Kalan (Mohanpura) |
| State | Punjab |
| Address | Distt.Taran Taran (Punjab) |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Sarhali Kalan (Mohanpura) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0341300 for the Sarhali Kalan (Mohanpura) branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Sarhali Kalan (Mohanpura), Sarhali Kalan (Mohanpura), Punjab, is provided a unique IFSC like PUNB0341300 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Sarhali Kalan (Mohanpura).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Sarhali Kalan (Mohanpura) and Sarhali Kalan (Mohanpura).
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Sarhali Kalan (Mohanpura) do not get misguided to another person.
Format of the IFSC Code PUNB0341300
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sarhali Kalan (Mohanpura) in Sarhali Kalan (Mohanpura).
For example, the IFSC Code PUNB0341300 of Punjab National Bank for the Sarhali Kalan (Mohanpura) branch includes these elements, identifying the bank and the branch location in Sarhali Kalan (Mohanpura) and Punjab accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0341300 of Punjab National Bank for its Sarhali Kalan (Mohanpura) branch located in Sarhali Kalan (Mohanpura), the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Sarhali Kalan (Mohanpura) and Sarhali Kalan (Mohanpura), print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Sarhali Kalan (Mohanpura) or Sarhali Kalan (Mohanpura) to get the exact IFSC Code PUNB0341300.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Sarhali Kalan (Mohanpura), you'll get the correct details.
How to Use IFSC Code PUNB0341300 for Online Transfers?
Once you have the IFSC Code PUNB0341300 for the Sarhali Kalan (Mohanpura) branch of Punjab National Bank in Sarhali Kalan (Mohanpura), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0341300. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0341300.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Sarhali Kalan (Mohanpura) in Sarhali Kalan (Mohanpura), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Sarhali Kalan (Mohanpura), here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sarhali Kalan (Mohanpura) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sarhali Kalan (Mohanpura) Sarhali Kalan (Mohanpura) branch is PUNB0341300.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Distt.Taran Taran (Punjab).
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.