For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Tinsukia, Distt. Dibrugarh (As branch in Sardar Market, A. T. Road, Tinsukia, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Sardar Market, A. T. Road or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0045100. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Tinsukia, Distt. Dibrugarh (As, Sardar Market, A. T. Road
Here are the main details that are associated with the IFSC Code PUNB0045100 of Punjab National Bank for its branch located in Sardar Market, A. T. Road, within the district of Tinsukia in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0045100 |
| Branch | Tinsukia, Distt. Dibrugarh (As |
| City | Sardar Market, A. T. Road |
| District | Tinsukia |
| State | Assam |
| Address | Punjab National Bank |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Sardar Market, A. T. Road for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0045100 for the Tinsukia, Distt. Dibrugarh (As branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0045100 is given to every bank branch, including Punjab National Bank located in Tinsukia, Distt. Dibrugarh (As, Sardar Market, A. T. Road, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Sardar Market, A. T. Road.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Sardar Market, A. T. Road and Tinsukia.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Tinsukia, Distt. Dibrugarh (As doesn't end up at another location.
Format of the IFSC Code PUNB0045100
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tinsukia, Distt. Dibrugarh (As in Sardar Market, A. T. Road.
For example, the IFSC Code PUNB0045100 of Punjab National Bank for the Tinsukia, Distt. Dibrugarh (As branch includes these elements, identifying the bank and the branch location in Sardar Market, A. T. Road and Assam accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0045100 of Punjab National Bank for its Tinsukia, Distt. Dibrugarh (As branch located in Sardar Market, A. T. Road, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Sardar Market, A. T. Road and Tinsukia, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Tinsukia, Distt. Dibrugarh (As or Sardar Market, A. T. Road to get the exact IFSC Code PUNB0045100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Sardar Market, A. T. Road that will provide accurate information.
How to Use IFSC Code PUNB0045100 for Online Transfers?
Once you have the IFSC Code PUNB0045100 for the Tinsukia, Distt. Dibrugarh (As branch of Punjab National Bank in Sardar Market, A. T. Road, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0045100. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0045100.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Tinsukia, Distt. Dibrugarh (As in Sardar Market, A. T. Road, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Tinsukia, Distt. Dibrugarh (As, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sardar Market, A. T. Road to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tinsukia, Distt. Dibrugarh (As Sardar Market, A. T. Road branch is PUNB0045100.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Punjab National Bank.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.