IFSC Code of Punjab National Bank, Jamshedpur-Ssi Adityapur, Jamshedpur, Jharkhand — PUNB0067010

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Jamshedpur-Ssi Adityapur branch in Saraikela, Jamshedpur, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Saraikela or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code PUNB0067010. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Jamshedpur-Ssi Adityapur, Saraikela

Here are some of the key details that come with the IFSC Code PUNB0067010 of Punjab National Bank for its branch located in Saraikela, within the district of Jamshedpur in the state of Jharkhand.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Saraikela for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0067010 for the Jamshedpur-Ssi Adityapur branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Jamshedpur-Ssi Adityapur, Saraikela, Jharkhand, are allotted a unique IFSC like PUNB0067010 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Saraikela.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Saraikela and Jamshedpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Jamshedpur-Ssi Adityapur reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code PUNB0067010

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamshedpur-Ssi Adityapur in Saraikela.

For example, the IFSC Code PUNB0067010 of Punjab National Bank for the Jamshedpur-Ssi Adityapur branch includes these elements, identifying the bank and the branch location in Saraikela and Jharkhand accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0067010 of Punjab National Bank for its Jamshedpur-Ssi Adityapur branch located in Saraikela, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Saraikela and Jamshedpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Jamshedpur-Ssi Adityapur or Saraikela to get the exact IFSC Code PUNB0067010.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Saraikela, you'll get the correct details.

How to Use IFSC Code PUNB0067010 for Online Transfers?

If you have the IFSC Code PUNB0067010 for the Jamshedpur-Ssi Adityapur branch of Punjab National Bank in Saraikela, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0067010. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0067010.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Jamshedpur-Ssi Adityapur in Saraikela, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Jamshedpur-Ssi Adityapur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Saraikela manage their online transfers and cheque clearances easily.