The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Nai Bazar Distt Bhadohi branch in Sant Ravidas Nagar (Bhadohi), Nai Bazar Bhadohi Uttar Pradesh, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Sant Ravidas Nagar (Bhadohi) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0221310. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Nai Bazar Distt Bhadohi, Sant Ravidas Nagar (Bhadohi)

The table below shows the main details of the IFSC Code PUNB0221310 for the Punjab National Bank branch in Sant Ravidas Nagar (Bhadohi), which falls under the Nai Bazar Bhadohi Uttar Pradesh district in Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0221310
Branch Nai Bazar Distt Bhadohi
City Sant Ravidas Nagar (Bhadohi)
District Nai Bazar Bhadohi Uttar Pradesh
State Uttar Pradesh
Address 79/7, Abbas Nagar Nai Bazar Dist Bhadohi 221409

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Sant Ravidas Nagar (Bhadohi) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0221310 for the Nai Bazar Distt Bhadohi branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Nai Bazar Distt Bhadohi, Sant Ravidas Nagar (Bhadohi), Uttar Pradesh, is provided a unique IFSC like PUNB0221310 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Sant Ravidas Nagar (Bhadohi).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sant Ravidas Nagar (Bhadohi) and Nai Bazar Bhadohi Uttar Pradesh.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Nai Bazar Distt Bhadohi do not get misguided to another person.

Format of the IFSC Code PUNB0221310

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nai Bazar Distt Bhadohi in Sant Ravidas Nagar (Bhadohi).

For example, the IFSC Code PUNB0221310 of Punjab National Bank for the Nai Bazar Distt Bhadohi branch has these elements, identifying the bank and the branch location in Sant Ravidas Nagar (Bhadohi) and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0221310 of Punjab National Bank for its Nai Bazar Distt Bhadohi branch located in Sant Ravidas Nagar (Bhadohi), the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Sant Ravidas Nagar (Bhadohi) and Nai Bazar Bhadohi Uttar Pradesh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Nai Bazar Distt Bhadohi or Sant Ravidas Nagar (Bhadohi) to get the exact IFSC Code PUNB0221310.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Sant Ravidas Nagar (Bhadohi), you'll get the correct details.

How to Use IFSC Code PUNB0221310 for Online Transfers?

Once you have the IFSC Code PUNB0221310 for the Nai Bazar Distt Bhadohi branch of Punjab National Bank in Sant Ravidas Nagar (Bhadohi), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0221310. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0221310.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Nai Bazar Distt Bhadohi in Sant Ravidas Nagar (Bhadohi), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Nai Bazar Distt Bhadohi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sant Ravidas Nagar (Bhadohi) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Nai Bazar Distt Bhadohi, Sant Ravidas Nagar (Bhadohi)?

The IFSC Code is PUNB0221310.

Is the IFSC Code PUNB0221310 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Nai Bazar Distt Bhadohi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Nai Bazar Distt Bhadohi branch?

The address of the branch is 79/7, Abbas Nagar Nai Bazar Dist Bhadohi 221409 located in Sant Ravidas Nagar (Bhadohi), Nai Bazar Bhadohi Uttar Pradesh, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.