Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Bhadohi branch in Sant Ravidas Nagar (Bhadohi), Bhadohi, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Sant Ravidas Nagar (Bhadohi) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0067810. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Bhadohi, Sant Ravidas Nagar (Bhadohi)
Here are the main details that are associated with the IFSC Code PUNB0067810 of Punjab National Bank for its branch located in Sant Ravidas Nagar (Bhadohi), within the district of Bhadohi in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0067810 |
| Branch | Bhadohi |
| City | Sant Ravidas Nagar (Bhadohi) |
| District | Bhadohi |
| State | Uttar Pradesh |
| Address | Station Road Bhadohi, 221401 |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Sant Ravidas Nagar (Bhadohi) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0067810 for the Bhadohi branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Bhadohi, Sant Ravidas Nagar (Bhadohi), Uttar Pradesh, are given a unique IFSC like PUNB0067810 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sant Ravidas Nagar (Bhadohi).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Sant Ravidas Nagar (Bhadohi) and Bhadohi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in Bhadohi goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0067810
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhadohi in Sant Ravidas Nagar (Bhadohi).
For example, the IFSC Code PUNB0067810 of Punjab National Bank for the Bhadohi branch includes these elements, identifying the bank and the branch location in Sant Ravidas Nagar (Bhadohi) and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0067810 of Punjab National Bank for its Bhadohi branch located in Sant Ravidas Nagar (Bhadohi), the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Sant Ravidas Nagar (Bhadohi) and Bhadohi, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Bhadohi or Sant Ravidas Nagar (Bhadohi) to get the exact IFSC Code PUNB0067810.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Sant Ravidas Nagar (Bhadohi), you'll get the correct details.
How to Use IFSC Code PUNB0067810 for Online Transfers?
If you have the IFSC Code PUNB0067810 for the Bhadohi branch of Punjab National Bank in Sant Ravidas Nagar (Bhadohi), you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0067810. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0067810.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Bhadohi in Sant Ravidas Nagar (Bhadohi), it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Bhadohi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sant Ravidas Nagar (Bhadohi) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhadohi Sant Ravidas Nagar (Bhadohi) branch is PUNB0067810.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Station Road Bhadohi, 221401.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.