There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Semariawan, branch in Sant Kabir Nagar, Sant Kabir Nagar, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Sant Kabir Nagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0090100. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Semariawan,, Sant Kabir Nagar
The table below shows the main details of the IFSC Code PUNB0090100 for the Punjab National Bank branch in Sant Kabir Nagar, which falls under the Sant Kabir Nagar district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0090100 |
| Branch | Semariawan, |
| City | Sant Kabir Nagar |
| District | Sant Kabir Nagar |
| State | Uttar Pradesh |
| Address | Semariawan, |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Sant Kabir Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0090100 for the Semariawan, branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Semariawan,, Sant Kabir Nagar, Uttar Pradesh, are allotted a unique IFSC like PUNB0090100 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sant Kabir Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sant Kabir Nagar and Sant Kabir Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Semariawan, reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code PUNB0090100
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Semariawan, in Sant Kabir Nagar.
For example, the IFSC Code PUNB0090100 of Punjab National Bank for the Semariawan, branch includes these elements, identifying the bank and the branch location in Sant Kabir Nagar and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0090100 of Punjab National Bank for its Semariawan, branch located in Sant Kabir Nagar, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Sant Kabir Nagar and Sant Kabir Nagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Semariawan, or Sant Kabir Nagar to get the exact IFSC Code PUNB0090100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Sant Kabir Nagar, then it will provide you proper information.
How to Use IFSC Code PUNB0090100 for Online Transfers?
Once you have the IFSC Code PUNB0090100 for the Semariawan, branch of Punjab National Bank in Sant Kabir Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0090100. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0090100.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Semariawan, in Sant Kabir Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Semariawan,, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sant Kabir Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0090100.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Semariawan, located in Sant Kabir Nagar, Sant Kabir Nagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.