The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Sahauran Dist Sas Nagar branch in Sahibzada Ajit Singh Nagar, Sas Nagar Punjab, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Sahibzada Ajit Singh Nagar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code PUNB0193410. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Sahauran Dist Sas Nagar, Sahibzada Ajit Singh Nagar
The table below shows the main details of the IFSC Code PUNB0193410 for the Punjab National Bank branch in Sahibzada Ajit Singh Nagar, which falls under the Sas Nagar Punjab district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0193410 |
| Branch | Sahauran Dist Sas Nagar |
| City | Sahibzada Ajit Singh Nagar |
| District | Sas Nagar Punjab |
| State | Punjab |
| Address | Vill-Sahauran, Rayat B Distt-Sas Nagar,Punjab 140104 |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Sahibzada Ajit Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0193410 for the Sahauran Dist Sas Nagar branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Sahauran Dist Sas Nagar, Sahibzada Ajit Singh Nagar, Punjab, is provided with a unique IFSC like PUNB0193410 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Sahibzada Ajit Singh Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sahibzada Ajit Singh Nagar and Sas Nagar Punjab.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Sahauran Dist Sas Nagar do not get mixed with another location.
Format of the IFSC Code PUNB0193410
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sahauran Dist Sas Nagar in Sahibzada Ajit Singh Nagar.
For example, the IFSC Code PUNB0193410 of Punjab National Bank for the Sahauran Dist Sas Nagar branch includes these elements, identifying the bank and the branch location in Sahibzada Ajit Singh Nagar and Punjab accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0193410 of Punjab National Bank for its Sahauran Dist Sas Nagar branch located in Sahibzada Ajit Singh Nagar, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Sahibzada Ajit Singh Nagar and Sas Nagar Punjab, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Sahauran Dist Sas Nagar or Sahibzada Ajit Singh Nagar to get the exact IFSC Code PUNB0193410.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Sahibzada Ajit Singh Nagar, you'll get the correct details.
How to Use IFSC Code PUNB0193410 for Online Transfers?
Once you have the IFSC Code PUNB0193410 for the Sahauran Dist Sas Nagar branch of Punjab National Bank in Sahibzada Ajit Singh Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0193410. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0193410.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Sahauran Dist Sas Nagar in Sahibzada Ajit Singh Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Sahauran Dist Sas Nagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sahibzada Ajit Singh Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0193410.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill-Sahauran, Rayat B Distt-Sas Nagar,Punjab 140104 located in Sahibzada Ajit Singh Nagar, Sas Nagar Punjab, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.