Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Bhamanwas-Distt Rohtak branch in Rohtak, Bhamanwas, or Haryana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Rohtak or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0044910. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Bhamanwas-Distt Rohtak, Rohtak
The table below shows the main details of the IFSC Code PUNB0044910 for the Punjab National Bank branch in Rohtak, which falls under the Bhamanwas district in Haryana.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0044910 |
| Branch | Bhamanwas-Distt Rohtak |
| City | Rohtak |
| District | Bhamanwas |
| State | Haryana |
| Address | Vpo Bhamanwas Rohtak Gohana Road 124001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Rohtak for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0044910 for the Bhamanwas-Distt Rohtak branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Bhamanwas-Distt Rohtak, Rohtak, Haryana, is provided with a unique IFSC like PUNB0044910 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Rohtak.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Rohtak and Bhamanwas.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Bhamanwas-Distt Rohtak do not get mixed with another location.
Format of the IFSC Code PUNB0044910
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhamanwas-Distt Rohtak in Rohtak.
For example, the IFSC Code PUNB0044910 of Punjab National Bank for the Bhamanwas-Distt Rohtak branch includes these elements, identifying the bank and the branch location in Rohtak and Haryana accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0044910 of Punjab National Bank for its Bhamanwas-Distt Rohtak branch located in Rohtak, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Rohtak and Bhamanwas, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Bhamanwas-Distt Rohtak or Rohtak to find the exact IFSC Code PUNB0044910.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Rohtak will provide accurate information.
How to Use IFSC Code PUNB0044910 for Online Transfers?
Once you have the IFSC Code PUNB0044910 for the Bhamanwas-Distt Rohtak branch of Punjab National Bank in Rohtak, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0044910. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0044910.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Bhamanwas-Distt Rohtak in Rohtak, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Bhamanwas-Distt Rohtak, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Rohtak manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0044910.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vpo Bhamanwas Rohtak Gohana Road 124001 located in Rohtak, Bhamanwas, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.