For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Mana, Raipur branch in Road Dhamtri Road Mana ,Raipur, Raipur, Chhattisgarh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Road Dhamtri Road Mana ,Raipur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code PUNB0725300. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Mana, Raipur, Road Dhamtri Road Mana ,Raipur
Below in the table are the key details related to IFSC Code PUNB0725300 of Punjab National Bank for its branch located in Road Dhamtri Road Mana ,Raipur, within the district of Raipur in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0725300 |
| Branch | Mana, Raipur |
| City | Road Dhamtri Road Mana ,Raipur |
| District | Raipur |
| State | Chhattisgarh |
| Address | Near Hunuman Mandir Gajendra Pan Bhander Main |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Road Dhamtri Road Mana ,Raipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0725300 for the Mana, Raipur branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0725300 is given to every bank branch, including Punjab National Bank located in Mana, Raipur, Road Dhamtri Road Mana ,Raipur, Chhattisgarh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Road Dhamtri Road Mana ,Raipur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Road Dhamtri Road Mana ,Raipur and Raipur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Mana, Raipur doesn't end up at another location.
Format of the IFSC Code PUNB0725300
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mana, Raipur in Road Dhamtri Road Mana ,Raipur.
For example, the IFSC Code PUNB0725300 of Punjab National Bank for the Mana, Raipur branch includes these elements, identifying the bank and the branch location in Road Dhamtri Road Mana ,Raipur and Chhattisgarh correctly.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0725300 of Punjab National Bank for its Mana, Raipur branch located in Road Dhamtri Road Mana ,Raipur, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Road Dhamtri Road Mana ,Raipur and Raipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Mana, Raipur or Road Dhamtri Road Mana ,Raipur to find the exact IFSC Code PUNB0725300.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Road Dhamtri Road Mana ,Raipur will provide accurate information.
How to Use IFSC Code PUNB0725300 for Online Transfers?
Once you have the IFSC Code PUNB0725300 for the Mana, Raipur branch of Punjab National Bank in Road Dhamtri Road Mana ,Raipur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0725300. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0725300.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Mana, Raipur in Road Dhamtri Road Mana ,Raipur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Mana, Raipur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Road Dhamtri Road Mana ,Raipur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0725300.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Hunuman Mandir Gajendra Pan Bhander Main located in Road Dhamtri Road Mana ,Raipur, Raipur, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.