Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Rehan, Distt. Kangra (Hp) branch in Rehan, Rehan, or Himachal Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Rehan or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0084300. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Rehan, Distt. Kangra (Hp), Rehan

Here are the key points that are associated with the IFSC Code PUNB0084300 of Punjab National Bank for its branch located in Rehan, within the district of Rehan in the state of Himachal Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0084300
Branch Rehan, Distt. Kangra (Hp)
City Rehan
District Rehan
State Himachal Pradesh
Address Vpo Rehan Tehsil Nurpur,Distt. Kangra

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Rehan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0084300 for the Rehan, Distt. Kangra (Hp) branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0084300 is given to every bank branch, including Punjab National Bank located in Rehan, Distt. Kangra (Hp), Rehan, Himachal Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Rehan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Rehan and Rehan.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Rehan, Distt. Kangra (Hp) doesn't end up at another location.

Format of the IFSC Code PUNB0084300

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rehan, Distt. Kangra (Hp) in Rehan.

For example, the IFSC Code PUNB0084300 of Punjab National Bank for the Rehan, Distt. Kangra (Hp) branch includes these elements, identifying the bank and the branch location in Rehan and Himachal Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0084300 of Punjab National Bank for its Rehan, Distt. Kangra (Hp) branch located in Rehan, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Rehan and Rehan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Rehan, Distt. Kangra (Hp) or Rehan to get the exact IFSC Code PUNB0084300.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Rehan that will provide accurate information.

How to Use IFSC Code PUNB0084300 for Online Transfers?

If you have the IFSC Code PUNB0084300 for the Rehan, Distt. Kangra (Hp) branch of Punjab National Bank in Rehan, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0084300. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0084300.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Rehan, Distt. Kangra (Hp) in Rehan, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Rehan, Distt. Kangra (Hp), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rehan manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Rehan, Distt. Kangra (Hp), Rehan?

The IFSC Code is PUNB0084300.

Is the IFSC Code PUNB0084300 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Rehan, Distt. Kangra (Hp)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rehan, Distt. Kangra (Hp) branch?

The address of the branch is Vpo Rehan Tehsil Nurpur,Distt. Kangra located in Rehan, Rehan, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.