There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Gorahkpur, Rcc branch in Regional Collection Centre, Gorakhpur, Gorakhpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Regional Collection Centre, Gorakhpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0453200. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Gorahkpur, Rcc, Regional Collection Centre, Gorakhpur
Here are the key points that are associated with the IFSC Code PUNB0453200 of Punjab National Bank for its branch located in Regional Collection Centre, Gorakhpur, within the district of Gorakhpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0453200 |
| Branch | Gorahkpur, Rcc |
| City | Regional Collection Centre, Gorakhpur |
| District | Gorakhpur |
| State | Uttar Pradesh |
| Address | Bank Road |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Regional Collection Centre, Gorakhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0453200 for the Gorahkpur, Rcc branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Gorahkpur, Rcc, Regional Collection Centre, Gorakhpur, Uttar Pradesh, is provided with a unique IFSC like PUNB0453200 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Regional Collection Centre, Gorakhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Regional Collection Centre, Gorakhpur and Gorakhpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Gorahkpur, Rcc do not get mixed with another location.
Format of the IFSC Code PUNB0453200
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gorahkpur, Rcc in Regional Collection Centre, Gorakhpur.
For example, the IFSC Code PUNB0453200 of Punjab National Bank for the Gorahkpur, Rcc branch has these elements, identifying the bank and the branch location in Regional Collection Centre, Gorakhpur and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0453200 of Punjab National Bank for its Gorahkpur, Rcc branch located in Regional Collection Centre, Gorakhpur, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Regional Collection Centre, Gorakhpur and Gorakhpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Gorahkpur, Rcc or Regional Collection Centre, Gorakhpur to get the exact IFSC Code PUNB0453200.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Regional Collection Centre, Gorakhpur, then it will provide you proper information.
How to Use IFSC Code PUNB0453200 for Online Transfers?
Once you have the IFSC Code PUNB0453200 for the Gorahkpur, Rcc branch of Punjab National Bank in Regional Collection Centre, Gorakhpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0453200. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0453200.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Gorahkpur, Rcc in Regional Collection Centre, Gorakhpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Gorahkpur, Rcc, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Regional Collection Centre, Gorakhpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gorahkpur, Rcc Regional Collection Centre, Gorakhpur branch is PUNB0453200.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bank Road.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.