The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Gondal branch in Rajkot , Gujrat, Gondal (Distt.-Rajkot) Gujrat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Rajkot , Gujrat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code PUNB0754100. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Gondal, Rajkot , Gujrat

Here are some of the key details that come with the IFSC Code PUNB0754100 of Punjab National Bank for its branch located in Rajkot , Gujrat, within the district of Gondal (Distt.-Rajkot) Gujrat in the state of Gujarat.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0754100
Branch Gondal
City Rajkot , Gujrat
District Gondal (Distt.-Rajkot) Gujrat
State Gujarat
Address Vijay Raj Super Market, Opp. Circuit House

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Rajkot , Gujrat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0754100 for the Gondal branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0754100 is given to every bank branch, including Punjab National Bank located in Gondal, Rajkot , Gujrat, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Rajkot , Gujrat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Rajkot , Gujrat and Gondal (Distt.-Rajkot) Gujrat.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Gondal doesn't end up at another location.

Format of the IFSC Code PUNB0754100

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gondal in Rajkot , Gujrat.

For example, the IFSC Code PUNB0754100 of Punjab National Bank for the Gondal branch includes these elements, identifying the bank and the branch location in Rajkot , Gujrat and Gujarat accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0754100 of Punjab National Bank for its Gondal branch located in Rajkot , Gujrat, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Rajkot , Gujrat and Gondal (Distt.-Rajkot) Gujrat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Gondal or Rajkot , Gujrat to get the exact IFSC Code PUNB0754100.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Rajkot , Gujrat, you'll get the correct details.

How to Use IFSC Code PUNB0754100 for Online Transfers?

Once you have the IFSC Code PUNB0754100 for the Gondal branch of Punjab National Bank in Rajkot , Gujrat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0754100. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0754100.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Gondal in Rajkot , Gujrat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Gondal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rajkot , Gujrat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Gondal Rajkot , Gujrat?

The IFSC Code of the Gondal Rajkot , Gujrat branch is PUNB0754100.

Is IFSC Code PUNB0754100 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Gondal branch?

The branch is located at Vijay Raj Super Market, Opp. Circuit House.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.