There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Bijauli (Basai Dang) branch in Rajasthan, Bijauli Distt Dholpur -Rajasthan, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Rajasthan or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code PUNB0226100. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Bijauli (Basai Dang), Rajasthan

Here are the key points that are associated with the IFSC Code PUNB0226100 of Punjab National Bank for its branch located in Rajasthan, within the district of Bijauli Distt Dholpur -Rajasthan in the state of Rajasthan.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0226100
Branch Bijauli (Basai Dang)
City Rajasthan
District Bijauli Distt Dholpur -Rajasthan
State Rajasthan
Address Distt Dholpur

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Rajasthan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0226100 for the Bijauli (Basai Dang) branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Bijauli (Basai Dang), Rajasthan, Rajasthan, is provided a unique IFSC like PUNB0226100 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Rajasthan.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rajasthan and Bijauli Distt Dholpur -Rajasthan.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Bijauli (Basai Dang) do not get misguided to another person.

Format of the IFSC Code PUNB0226100

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bijauli (Basai Dang) in Rajasthan.

For example, the IFSC Code PUNB0226100 of Punjab National Bank for the Bijauli (Basai Dang) branch has these elements, identifying the bank and the branch location in Rajasthan and Rajasthan correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0226100 of Punjab National Bank for its Bijauli (Basai Dang) branch located in Rajasthan, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Rajasthan and Bijauli Distt Dholpur -Rajasthan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Bijauli (Basai Dang) or Rajasthan to get the exact IFSC Code PUNB0226100.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Rajasthan, then it will provide you proper information.

How to Use IFSC Code PUNB0226100 for Online Transfers?

Once you have the IFSC Code PUNB0226100 for the Bijauli (Basai Dang) branch of Punjab National Bank in Rajasthan, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0226100. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0226100.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Bijauli (Basai Dang) in Rajasthan, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Bijauli (Basai Dang), here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rajasthan manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Bijauli (Basai Dang), Rajasthan?

The IFSC Code is PUNB0226100.

Is the IFSC Code PUNB0226100 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Bijauli (Basai Dang)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bijauli (Basai Dang) branch?

The address of the branch is Distt Dholpur located in Rajasthan, Bijauli Distt Dholpur -Rajasthan, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.