For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Bahadurpur, Distt. Alwar (Raja branch in Raj, Bahadurpur Distt.Alwar -Rajasthan, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Raj or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0120800. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Bahadurpur, Distt. Alwar (Raja, Raj

The table below shows the main details of the IFSC Code PUNB0120800 for the Punjab National Bank branch in Raj, which falls under the Bahadurpur Distt.Alwar -Rajasthan district in Rajasthan.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0120800
Branch Bahadurpur, Distt. Alwar (Raja
City Raj
District Bahadurpur Distt.Alwar -Rajasthan
State Rajasthan
Address Tehsil-Alwar, Distt- Alwar

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Raj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0120800 for the Bahadurpur, Distt. Alwar (Raja branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Bahadurpur, Distt. Alwar (Raja, Raj, Rajasthan, are allotted a unique IFSC like PUNB0120800 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Raj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Raj and Bahadurpur Distt.Alwar -Rajasthan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Bahadurpur, Distt. Alwar (Raja reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code PUNB0120800

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bahadurpur, Distt. Alwar (Raja in Raj.

For example, the IFSC Code PUNB0120800 of Punjab National Bank for the Bahadurpur, Distt. Alwar (Raja branch has these elements, identifying the bank and the branch location in Raj and Rajasthan correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0120800 of Punjab National Bank for its Bahadurpur, Distt. Alwar (Raja branch located in Raj, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Raj and Bahadurpur Distt.Alwar -Rajasthan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Bahadurpur, Distt. Alwar (Raja or Raj to get the exact IFSC Code PUNB0120800.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Raj, you'll get the correct details.

How to Use IFSC Code PUNB0120800 for Online Transfers?

Once you have the IFSC Code PUNB0120800 for the Bahadurpur, Distt. Alwar (Raja branch of Punjab National Bank in Raj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0120800. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0120800.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Bahadurpur, Distt. Alwar (Raja in Raj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Bahadurpur, Distt. Alwar (Raja, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Raj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Bahadurpur, Distt. Alwar (Raja, Raj?

The IFSC Code is PUNB0120800.

Is the IFSC Code PUNB0120800 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Bahadurpur, Distt. Alwar (Raja?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bahadurpur, Distt. Alwar (Raja branch?

The address of the branch is Tehsil-Alwar, Distt- Alwar located in Raj, Bahadurpur Distt.Alwar -Rajasthan, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.