IFSC Code of Punjab National Bank, Pnb Loan Point - Ram - Raebareli, Rae Bareilly, Uttar Pradesh — PUNB0809100

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Pnb Loan Point - Ram - Raebareli branch in Rae Bareilly, Rae Bareilly, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Rae Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0809100. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Pnb Loan Point - Ram - Raebareli, Rae Bareilly

The table below shows the main details of the IFSC Code PUNB0809100 for the Punjab National Bank branch in Rae Bareilly, which falls under the Rae Bareilly district in Uttar Pradesh.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Rae Bareilly for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0809100 for the Pnb Loan Point - Ram - Raebareli branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Pnb Loan Point - Ram - Raebareli, Rae Bareilly, Uttar Pradesh, is provided a unique IFSC like PUNB0809100 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Punjab National Bank branch in Rae Bareilly.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Rae Bareilly and Rae Bareilly.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Pnb Loan Point - Ram - Raebareli do not get misguided to another person.

Format of the IFSC Code PUNB0809100

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pnb Loan Point - Ram - Raebareli in Rae Bareilly.

For example, the IFSC Code PUNB0809100 of Punjab National Bank for the Pnb Loan Point - Ram - Raebareli branch has these elements, identifying the bank and the branch location in Rae Bareilly and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0809100 of Punjab National Bank for its Pnb Loan Point - Ram - Raebareli branch located in Rae Bareilly, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Rae Bareilly and Rae Bareilly, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Pnb Loan Point - Ram - Raebareli or Rae Bareilly to get the exact IFSC Code PUNB0809100.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Rae Bareilly, you'll get the correct details.

How to Use IFSC Code PUNB0809100 for Online Transfers?

Once you have the IFSC Code PUNB0809100 for the Pnb Loan Point - Ram - Raebareli branch of Punjab National Bank in Rae Bareilly, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0809100. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0809100.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Pnb Loan Point - Ram - Raebareli in Rae Bareilly, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Pnb Loan Point - Ram - Raebareli, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rae Bareilly manage online transfers as well as cheque clearances with ease.