Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Ferozepur,Basti Tankanwali branch in (Punjab-South), Firozpur, or Punjab, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in (Punjab-South) or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code PUNB0065400. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Ferozepur,Basti Tankanwali, (Punjab-South)
The table below shows the main details of the IFSC Code PUNB0065400 for the Punjab National Bank branch in (Punjab-South), which falls under the Firozpur district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0065400 |
| Branch | Ferozepur,Basti Tankanwali |
| City | (Punjab-South) |
| District | Firozpur |
| State | Punjab |
| Address | Ferozepur,Basti Tankanwali |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in (Punjab-South) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0065400 for the Ferozepur,Basti Tankanwali branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Ferozepur,Basti Tankanwali, (Punjab-South), Punjab, are allotted a unique IFSC like PUNB0065400 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in (Punjab-South).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like (Punjab-South) and Firozpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Ferozepur,Basti Tankanwali reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code PUNB0065400
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ferozepur,Basti Tankanwali in (Punjab-South).
For example, the IFSC Code PUNB0065400 of Punjab National Bank for the Ferozepur,Basti Tankanwali branch includes these elements, identifying the bank and the branch location in (Punjab-South) and Punjab correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0065400 of Punjab National Bank for its Ferozepur,Basti Tankanwali branch located in (Punjab-South), the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in (Punjab-South) and Firozpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Ferozepur,Basti Tankanwali or (Punjab-South) to get the exact IFSC Code PUNB0065400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and (Punjab-South), then it will provide you proper information.
How to Use IFSC Code PUNB0065400 for Online Transfers?
Once you have the IFSC Code PUNB0065400 for the Ferozepur,Basti Tankanwali branch of Punjab National Bank in (Punjab-South), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0065400. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0065400.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Ferozepur,Basti Tankanwali in (Punjab-South), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Ferozepur,Basti Tankanwali, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in (Punjab-South) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0065400.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ferozepur,Basti Tankanwali located in (Punjab-South), Firozpur, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.