The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Dehriwal, Distt. Gurdsaspur (P branch in Punjab, Dheriwal, Distt Gurdaspur, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Punjab or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code PUNB0247100. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Dehriwal, Distt. Gurdsaspur (P, Punjab
Here are the key points that are associated with the IFSC Code PUNB0247100 of Punjab National Bank for its branch located in Punjab, within the district of Dheriwal, Distt Gurdaspur in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0247100 |
| Branch | Dehriwal, Distt. Gurdsaspur (P |
| City | Punjab |
| District | Dheriwal, Distt Gurdaspur |
| State | Punjab |
| Address | Distt Gurdaspur |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Punjab for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0247100 for the Dehriwal, Distt. Gurdsaspur (P branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Dehriwal, Distt. Gurdsaspur (P, Punjab, Punjab, is provided a unique IFSC like PUNB0247100 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Punjab.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Punjab and Dheriwal, Distt Gurdaspur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Dehriwal, Distt. Gurdsaspur (P do not get misguided to another person.
Format of the IFSC Code PUNB0247100
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dehriwal, Distt. Gurdsaspur (P in Punjab.
For example, the IFSC Code PUNB0247100 of Punjab National Bank for the Dehriwal, Distt. Gurdsaspur (P branch includes these elements, identifying the bank and the branch location in Punjab and Punjab accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0247100 of Punjab National Bank for its Dehriwal, Distt. Gurdsaspur (P branch located in Punjab, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Punjab and Dheriwal, Distt Gurdaspur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Dehriwal, Distt. Gurdsaspur (P or Punjab to find the exact IFSC Code PUNB0247100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Punjab will provide accurate information.
How to Use IFSC Code PUNB0247100 for Online Transfers?
Once you have the IFSC Code PUNB0247100 for the Dehriwal, Distt. Gurdsaspur (P branch of Punjab National Bank in Punjab, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0247100. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0247100.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Dehriwal, Distt. Gurdsaspur (P in Punjab, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dehriwal, Distt. Gurdsaspur (P, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Punjab manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0247100.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Distt Gurdaspur located in Punjab, Dheriwal, Distt Gurdaspur, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.