For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Pulibor Golaghat branch in Pulibor, Pulibor, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Pulibor or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0966300. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Pulibor Golaghat, Pulibor

Here are the main details that are associated with the IFSC Code PUNB0966300 of Punjab National Bank for its branch located in Pulibor, within the district of Pulibor in the state of Assam.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0966300
Branch Pulibor Golaghat
City Pulibor
District Pulibor
State Assam
Address Punjab National Bank Bo Pulibor Golaghat Vill Chengeligaon Hemchandra As Golag 785621

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Pulibor for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0966300 for the Pulibor Golaghat branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Pulibor Golaghat, Pulibor, Assam, are given a unique IFSC like PUNB0966300 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pulibor.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Pulibor and Pulibor.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Pulibor Golaghat goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0966300

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pulibor Golaghat in Pulibor.

For example, the IFSC Code PUNB0966300 of Punjab National Bank for the Pulibor Golaghat branch includes these elements, identifying the bank and the branch location in Pulibor and Assam correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0966300 of Punjab National Bank for its Pulibor Golaghat branch located in Pulibor, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Pulibor and Pulibor, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Pulibor Golaghat or Pulibor to get the exact IFSC Code PUNB0966300.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Pulibor, then it will provide you proper information.

How to Use IFSC Code PUNB0966300 for Online Transfers?

Once you have the IFSC Code PUNB0966300 for the Pulibor Golaghat branch of Punjab National Bank in Pulibor, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0966300. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0966300.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Pulibor Golaghat in Pulibor may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Pulibor Golaghat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pulibor to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Pulibor Golaghat, Pulibor?

The IFSC Code is PUNB0966300.

Is the IFSC Code PUNB0966300 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Pulibor Golaghat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pulibor Golaghat branch?

The address of the branch is Punjab National Bank Bo Pulibor Golaghat Vill Chengeligaon Hemchandra As Golag 785621 located in Pulibor, Pulibor, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.