For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Maniabandha branch in Ps:Nuapatna, Dist: Cuttack, Maniabandha, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Ps:Nuapatna, Dist: Cuttack or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code PUNB0737000. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Maniabandha, Ps:Nuapatna, Dist: Cuttack

Here are the main details that are associated with the IFSC Code PUNB0737000 of Punjab National Bank for its branch located in Ps:Nuapatna, Dist: Cuttack, within the district of Maniabandha in the state of Odisha.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0737000
Branch Maniabandha
City Ps:Nuapatna, Dist: Cuttack
District Maniabandha
State Odisha
Address At/Po Maniabandha

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Ps:Nuapatna, Dist: Cuttack for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0737000 for the Maniabandha branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Maniabandha, Ps:Nuapatna, Dist: Cuttack, Odisha, is provided with a unique IFSC like PUNB0737000 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Ps:Nuapatna, Dist: Cuttack.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ps:Nuapatna, Dist: Cuttack and Maniabandha.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Maniabandha do not get mixed with another location.

Format of the IFSC Code PUNB0737000

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Maniabandha in Ps:Nuapatna, Dist: Cuttack.

For example, the IFSC Code PUNB0737000 of Punjab National Bank for the Maniabandha branch includes these elements, identifying the bank and the branch location in Ps:Nuapatna, Dist: Cuttack and Odisha correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0737000 of Punjab National Bank for its Maniabandha branch located in Ps:Nuapatna, Dist: Cuttack, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Ps:Nuapatna, Dist: Cuttack and Maniabandha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Maniabandha or Ps:Nuapatna, Dist: Cuttack to get the exact IFSC Code PUNB0737000.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Ps:Nuapatna, Dist: Cuttack, then it will provide you proper information.

How to Use IFSC Code PUNB0737000 for Online Transfers?

Once you have the IFSC Code PUNB0737000 for the Maniabandha branch of Punjab National Bank in Ps:Nuapatna, Dist: Cuttack, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0737000. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0737000.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Maniabandha in Ps:Nuapatna, Dist: Cuttack may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Maniabandha, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ps:Nuapatna, Dist: Cuttack manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Maniabandha Ps:Nuapatna, Dist: Cuttack?

The IFSC Code of the Maniabandha Ps:Nuapatna, Dist: Cuttack branch is PUNB0737000.

Is IFSC Code PUNB0737000 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Maniabandha branch?

The branch is located at At/Po Maniabandha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.