For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Panchgeria, Distt. Midnapur (W branch in Ps Debra, Distt. Midnapur, Panchgeria (West Bengal), West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Ps Debra, Distt. Midnapur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0217800. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Panchgeria, Distt. Midnapur (W, Ps Debra, Distt. Midnapur
Below in the table are the key details related to IFSC Code PUNB0217800 of Punjab National Bank for its branch located in Ps Debra, Distt. Midnapur, within the district of Panchgeria (West Bengal) in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0217800 |
| Branch | Panchgeria, Distt. Midnapur (W |
| City | Ps Debra, Distt. Midnapur |
| District | Panchgeria (West Bengal) |
| State | West Bengal |
| Address | Vill&Po Panchgeria |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Ps Debra, Distt. Midnapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0217800 for the Panchgeria, Distt. Midnapur (W branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Panchgeria, Distt. Midnapur (W, Ps Debra, Distt. Midnapur, West Bengal, are given a unique IFSC like PUNB0217800 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ps Debra, Distt. Midnapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ps Debra, Distt. Midnapur and Panchgeria (West Bengal).
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in Panchgeria, Distt. Midnapur (W goes to the correct branch. This is important because Punjab National Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0217800
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panchgeria, Distt. Midnapur (W in Ps Debra, Distt. Midnapur.
For example, the IFSC Code PUNB0217800 of Punjab National Bank for the Panchgeria, Distt. Midnapur (W branch includes these elements, identifying the bank and the branch location in Ps Debra, Distt. Midnapur and West Bengal correctly.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0217800 of Punjab National Bank for its Panchgeria, Distt. Midnapur (W branch located in Ps Debra, Distt. Midnapur, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Ps Debra, Distt. Midnapur and Panchgeria (West Bengal), print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Panchgeria, Distt. Midnapur (W or Ps Debra, Distt. Midnapur to find the exact IFSC Code PUNB0217800.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Ps Debra, Distt. Midnapur will provide accurate information.
How to Use IFSC Code PUNB0217800 for Online Transfers?
Once you have the IFSC Code PUNB0217800 for the Panchgeria, Distt. Midnapur (W branch of Punjab National Bank in Ps Debra, Distt. Midnapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0217800. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0217800.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Panchgeria, Distt. Midnapur (W in Ps Debra, Distt. Midnapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Panchgeria, Distt. Midnapur (W, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ps Debra, Distt. Midnapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0217800.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill&Po Panchgeria located in Ps Debra, Distt. Midnapur, Panchgeria (West Bengal), West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.