The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Silwai, Ranchi branch in Po- Tatisilwai, Ranchi, Jharkhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Po- Tatisilwai or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code PUNB0795000. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Silwai, Ranchi, Po- Tatisilwai
Below in the table are the key details related to IFSC Code PUNB0795000 of Punjab National Bank for its branch located in Po- Tatisilwai, within the district of Ranchi in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0795000 |
| Branch | Silwai, Ranchi |
| City | Po- Tatisilwai |
| District | Ranchi |
| State | Jharkhand |
| Address | Cambridge Public School, Tatisilwai |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Po- Tatisilwai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0795000 for the Silwai, Ranchi branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Silwai, Ranchi, Po- Tatisilwai, Jharkhand, is provided a unique IFSC like PUNB0795000 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Po- Tatisilwai.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Po- Tatisilwai and Ranchi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Silwai, Ranchi do not get misguided to another person.
Format of the IFSC Code PUNB0795000
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Silwai, Ranchi in Po- Tatisilwai.
For example, the IFSC Code PUNB0795000 of Punjab National Bank for the Silwai, Ranchi branch includes these elements, identifying the bank and the branch location in Po- Tatisilwai and Jharkhand correctly.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0795000 of Punjab National Bank for its Silwai, Ranchi branch located in Po- Tatisilwai, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Po- Tatisilwai and Ranchi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Silwai, Ranchi or Po- Tatisilwai to find the exact IFSC Code PUNB0795000.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Po- Tatisilwai will provide accurate information.
How to Use IFSC Code PUNB0795000 for Online Transfers?
If you have the IFSC Code PUNB0795000 for the Silwai, Ranchi branch of Punjab National Bank in Po- Tatisilwai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0795000. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0795000.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Silwai, Ranchi in Po- Tatisilwai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Silwai, Ranchi, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Po- Tatisilwai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0795000.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Cambridge Public School, Tatisilwai located in Po- Tatisilwai, Ranchi, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.