The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Surajpura, Distt. Rohtas (Biha branch in Po Surajpura, Bihar, Surajpura, Distt Rohtas, Bihar, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Po Surajpura, Bihar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0311200. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Surajpura, Distt. Rohtas (Biha, Po Surajpura, Bihar
Here are the main details that are associated with the IFSC Code PUNB0311200 of Punjab National Bank for its branch located in Po Surajpura, Bihar, within the district of Surajpura, Distt Rohtas, Bihar in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0311200 |
| Branch | Surajpura, Distt. Rohtas (Biha |
| City | Po Surajpura, Bihar |
| District | Surajpura, Distt Rohtas, Bihar |
| State | Bihar |
| Address | Dist.-Rohtas |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Po Surajpura, Bihar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0311200 for the Surajpura, Distt. Rohtas (Biha branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Surajpura, Distt. Rohtas (Biha, Po Surajpura, Bihar, Bihar, are allotted a unique IFSC like PUNB0311200 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Po Surajpura, Bihar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Po Surajpura, Bihar and Surajpura, Distt Rohtas, Bihar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Surajpura, Distt. Rohtas (Biha reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code PUNB0311200
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surajpura, Distt. Rohtas (Biha in Po Surajpura, Bihar.
For example, the IFSC Code PUNB0311200 of Punjab National Bank for the Surajpura, Distt. Rohtas (Biha branch includes these elements, identifying the bank and the branch location in Po Surajpura, Bihar and Bihar accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0311200 of Punjab National Bank for its Surajpura, Distt. Rohtas (Biha branch located in Po Surajpura, Bihar, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Po Surajpura, Bihar and Surajpura, Distt Rohtas, Bihar, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Surajpura, Distt. Rohtas (Biha or Po Surajpura, Bihar to get the exact IFSC Code PUNB0311200.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Po Surajpura, Bihar, you'll get the correct details.
How to Use IFSC Code PUNB0311200 for Online Transfers?
Once you have the IFSC Code PUNB0311200 for the Surajpura, Distt. Rohtas (Biha branch of Punjab National Bank in Po Surajpura, Bihar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0311200. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0311200.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Surajpura, Distt. Rohtas (Biha in Po Surajpura, Bihar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Surajpura, Distt. Rohtas (Biha, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Po Surajpura, Bihar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0311200.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Dist.-Rohtas located in Po Surajpura, Bihar, Surajpura, Distt Rohtas, Bihar, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.