Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Badhara, Dist. Kushinagar (Up) branch in Po. Badhara, Distt. Kushinagar, Badhara (Distt. Kushinagar), Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Po. Badhara, Distt. Kushinagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0179300. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Badhara, Dist. Kushinagar (Up), Po. Badhara, Distt. Kushinagar

Below in the table are the key details related to IFSC Code PUNB0179300 of Punjab National Bank for its branch located in Po. Badhara, Distt. Kushinagar, within the district of Badhara (Distt. Kushinagar) in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0179300
Branch Badhara, Dist. Kushinagar (Up)
City Po. Badhara, Distt. Kushinagar
District Badhara (Distt. Kushinagar)
State Uttar Pradesh
Address Pic Inter College

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Po. Badhara, Distt. Kushinagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0179300 for the Badhara, Dist. Kushinagar (Up) branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Badhara, Dist. Kushinagar (Up), Po. Badhara, Distt. Kushinagar, Uttar Pradesh, is provided with a unique IFSC like PUNB0179300 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Po. Badhara, Distt. Kushinagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Po. Badhara, Distt. Kushinagar and Badhara (Distt. Kushinagar).
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Badhara, Dist. Kushinagar (Up) do not get mixed with another location.

Format of the IFSC Code PUNB0179300

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Badhara, Dist. Kushinagar (Up) in Po. Badhara, Distt. Kushinagar.

For example, the IFSC Code PUNB0179300 of Punjab National Bank for the Badhara, Dist. Kushinagar (Up) branch includes these elements, identifying the bank and the branch location in Po. Badhara, Distt. Kushinagar and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0179300 of Punjab National Bank for its Badhara, Dist. Kushinagar (Up) branch located in Po. Badhara, Distt. Kushinagar, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Po. Badhara, Distt. Kushinagar and Badhara (Distt. Kushinagar), print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Badhara, Dist. Kushinagar (Up) or Po. Badhara, Distt. Kushinagar to get the exact IFSC Code PUNB0179300.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Po. Badhara, Distt. Kushinagar, you'll get the correct details.

How to Use IFSC Code PUNB0179300 for Online Transfers?

Once you have the IFSC Code PUNB0179300 for the Badhara, Dist. Kushinagar (Up) branch of Punjab National Bank in Po. Badhara, Distt. Kushinagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0179300. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0179300.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Badhara, Dist. Kushinagar (Up) in Po. Badhara, Distt. Kushinagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Badhara, Dist. Kushinagar (Up), here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Po. Badhara, Distt. Kushinagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Badhara, Dist. Kushinagar (Up), Po. Badhara, Distt. Kushinagar?

The IFSC Code is PUNB0179300.

Is the IFSC Code PUNB0179300 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Badhara, Dist. Kushinagar (Up)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Badhara, Dist. Kushinagar (Up) branch?

The address of the branch is Pic Inter College located in Po. Badhara, Distt. Kushinagar, Badhara (Distt. Kushinagar), Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.