Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Rani Nagal, Distt. Moradabad branch in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora, Rani Nagal (Moradabad), Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0651200. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Rani Nagal, Distt. Moradabad, Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora

Here are some of the key details that come with the IFSC Code PUNB0651200 of Punjab National Bank for its branch located in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora, within the district of Rani Nagal (Moradabad) in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0651200
Branch Rani Nagal, Distt. Moradabad
City Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora
District Rani Nagal (Moradabad)
State Uttar Pradesh
Address Triveni Engg.& Ind Ltd, Vill Rani Nagal,

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0651200 for the Rani Nagal, Distt. Moradabad branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Rani Nagal, Distt. Moradabad, Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora, Uttar Pradesh, is provided a unique IFSC like PUNB0651200 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora and Rani Nagal (Moradabad).
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Rani Nagal, Distt. Moradabad do not get misguided to another person.

Format of the IFSC Code PUNB0651200

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rani Nagal, Distt. Moradabad in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora.

For example, the IFSC Code PUNB0651200 of Punjab National Bank for the Rani Nagal, Distt. Moradabad branch includes these elements, identifying the bank and the branch location in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0651200 of Punjab National Bank for its Rani Nagal, Distt. Moradabad branch located in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora and Rani Nagal (Moradabad), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Rani Nagal, Distt. Moradabad or Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora to find the exact IFSC Code PUNB0651200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora will provide accurate information.

How to Use IFSC Code PUNB0651200 for Online Transfers?

Once you have the IFSC Code PUNB0651200 for the Rani Nagal, Distt. Moradabad branch of Punjab National Bank in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0651200. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0651200.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Rani Nagal, Distt. Moradabad in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Rani Nagal, Distt. Moradabad, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Rani Nagal, Distt. Moradabad, Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora?

The IFSC Code is PUNB0651200.

Is the IFSC Code PUNB0651200 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Rani Nagal, Distt. Moradabad?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Rani Nagal, Distt. Moradabad branch?

The address of the branch is Triveni Engg.& Ind Ltd, Vill Rani Nagal, located in Po Alibad, Pipli, Teh-Thakurdwara, Dist Mora, Rani Nagal (Moradabad), Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.