There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Piprahi Barkulwa, Dist.Kushina branch in Piprahi Barkulwa, Distt. Kushinagar, Piprahi Bharkulwa, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Piprahi Barkulwa, Distt. Kushinagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0197100. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Piprahi Barkulwa, Dist.Kushina, Piprahi Barkulwa, Distt. Kushinagar
The table below shows the main details of the IFSC Code PUNB0197100 for the Punjab National Bank branch in Piprahi Barkulwa, Distt. Kushinagar, which falls under the Piprahi Bharkulwa district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0197100 |
| Branch | Piprahi Barkulwa, Dist.Kushina |
| City | Piprahi Barkulwa, Distt. Kushinagar |
| District | Piprahi Bharkulwa |
| State | Uttar Pradesh |
| Address | Po. Shahbaazpur |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Piprahi Barkulwa, Distt. Kushinagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0197100 for the Piprahi Barkulwa, Dist.Kushina branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0197100 is given to every bank branch, including Punjab National Bank located in Piprahi Barkulwa, Dist.Kushina, Piprahi Barkulwa, Distt. Kushinagar, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Piprahi Barkulwa, Distt. Kushinagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Piprahi Barkulwa, Distt. Kushinagar and Piprahi Bharkulwa.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Piprahi Barkulwa, Dist.Kushina doesn't end up at another location.
Format of the IFSC Code PUNB0197100
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Piprahi Barkulwa, Dist.Kushina in Piprahi Barkulwa, Distt. Kushinagar.
For example, the IFSC Code PUNB0197100 of Punjab National Bank for the Piprahi Barkulwa, Dist.Kushina branch includes these elements, identifying the bank and the branch location in Piprahi Barkulwa, Distt. Kushinagar and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0197100 of Punjab National Bank for its Piprahi Barkulwa, Dist.Kushina branch located in Piprahi Barkulwa, Distt. Kushinagar, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Piprahi Barkulwa, Distt. Kushinagar and Piprahi Bharkulwa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Piprahi Barkulwa, Dist.Kushina or Piprahi Barkulwa, Distt. Kushinagar to get the exact IFSC Code PUNB0197100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Piprahi Barkulwa, Distt. Kushinagar, then it will provide you proper information.
How to Use IFSC Code PUNB0197100 for Online Transfers?
Once you have the IFSC Code PUNB0197100 for the Piprahi Barkulwa, Dist.Kushina branch of Punjab National Bank in Piprahi Barkulwa, Distt. Kushinagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0197100. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0197100.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Piprahi Barkulwa, Dist.Kushina in Piprahi Barkulwa, Distt. Kushinagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Piprahi Barkulwa, Dist.Kushina, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Piprahi Barkulwa, Distt. Kushinagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0197100.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Po. Shahbaazpur located in Piprahi Barkulwa, Distt. Kushinagar, Piprahi Bharkulwa, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.