For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Puranpur, Distt. Piliphit (U.P branch in Pilibhit, Puranpur Distt Pilibhit (Up), Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Pilibhit or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0038900. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Puranpur, Distt. Piliphit (U.P, Pilibhit

Here are some of the key details that come with the IFSC Code PUNB0038900 of Punjab National Bank for its branch located in Pilibhit, within the district of Puranpur Distt Pilibhit (Up) in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0038900
Branch Puranpur, Distt. Piliphit (U.P
City Pilibhit
District Puranpur Distt Pilibhit (Up)
State Uttar Pradesh
Address Bo Puranpur

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Pilibhit for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0038900 for the Puranpur, Distt. Piliphit (U.P branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Puranpur, Distt. Piliphit (U.P, Pilibhit, Uttar Pradesh, is provided with a unique IFSC like PUNB0038900 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Pilibhit.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pilibhit and Puranpur Distt Pilibhit (Up).
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Puranpur, Distt. Piliphit (U.P do not get mixed with another location.

Format of the IFSC Code PUNB0038900

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Puranpur, Distt. Piliphit (U.P in Pilibhit.

For example, the IFSC Code PUNB0038900 of Punjab National Bank for the Puranpur, Distt. Piliphit (U.P branch includes these elements, identifying the bank and the branch location in Pilibhit and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0038900 of Punjab National Bank for its Puranpur, Distt. Piliphit (U.P branch located in Pilibhit, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Pilibhit and Puranpur Distt Pilibhit (Up), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Puranpur, Distt. Piliphit (U.P or Pilibhit to get the exact IFSC Code PUNB0038900.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Pilibhit that will provide accurate information.

How to Use IFSC Code PUNB0038900 for Online Transfers?

Once you have the IFSC Code PUNB0038900 for the Puranpur, Distt. Piliphit (U.P branch of Punjab National Bank in Pilibhit, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0038900. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0038900.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Puranpur, Distt. Piliphit (U.P in Pilibhit, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Puranpur, Distt. Piliphit (U.P, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pilibhit manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Puranpur, Distt. Piliphit (U.P, Pilibhit?

The IFSC Code is PUNB0038900.

Is the IFSC Code PUNB0038900 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Puranpur, Distt. Piliphit (U.P?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Puranpur, Distt. Piliphit (U.P branch?

The address of the branch is Bo Puranpur located in Pilibhit, Puranpur Distt Pilibhit (Up), Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.